Phoenix Capital – We Enable, You Prosper
School Fees Logbook Loan
Don’t let a fees deadline pull your child out of class. Borrow against your car logbook — keep driving, keep working, and access up to KES 3,000,000 before term starts.
— Why Families Choose This
Built around the school calendar
Term deadlines don’t wait, and neither should you. This loan is designed to move fast enough to beat a closing date.
Funds before the deadline
Use a mechanic or garage you already trust — we’re not tied to a single workshop.
Keep the family car
School runs, errands, work commute your car stays with you the whole time.
Pay the school directly
We can disburse straight to the institution’s account on request, or directly to you.
— Process
How it works
Steps from application to a settled bill.
Apply
Submit the form online or visit any branch.
Valuation
Our assessor values your car, often same-day.
Documents
Submit logbook, ID, KRA PIN and proof of income.
Offer
Review your approved amount and repayment plan.
Funds Released
Sent to you or paid directly to the school.
— Eligibility
Who qualifies, and what to bring
- Kenyan citizen or resident, 18 years or older
- Vehicle registered in your name, free of encumbrances
- Garage invoice or quotation (unique requirement for this product)
- National ID and KRA PIN
- 3 months' bank statements
- Valid vehicle insurance certificate