Fast Approval
Processed in 2 hours
Flexible Repayment
Tailored payment plans
Trusted Partner
Licensed and regulated by CBK
Wide Asset Coverage
Cars, trucks, equipment, bodaboda, tuktuk
Access fast and flexible financing in 2 hours!
Mid-Year Special: Reduced Processing Fees
Get logbook loans with zero processing fees this July. Limited slots for qualifying applicants — act fast.
Back to School — Fees Loan Campaign
Ensure your child's education is uninterrupted. Apply for our school fees loan and get approved in 48 hours.
Zidisha: Zero Valuation Fee Offer
New Zidisha Business Loan applications this month come with zero vehicle valuation charges.
Phoenix Capital offers fast loans in Kenya with approvals in as little as 2 hours. Access quick and convenient financing you can trust
Medical Emergency Logbook Loan
Access emergency funds fast using your car logbook as security.
Learn More →
Working Capital Logbook Loan
Fund stock, payroll or expansion against your vehicle logbook.
Learn More →
Unlock fast loans in Kenya today
Easy Loan Application Steps
Apply Online
Fill in our simple application form with your details and loan requirements in minutes.
Status Review
Our credit team reviews your application and supporting documents within hours.
Approved
Receive your offer, review the transparent terms, and sign your agreement digitally.
Receive Funds
Funds are disbursed directly to your M-Pesa or bank account on the same day.
Trusted Financing Partner
Testimonials
Thousands of clients trust Phoenix Capital for quick and reliable loans in Kenya.
FAQ
Everything you need to know before applying for financing with Phoenix Capital.
What is your loan turn-around time?
Our loans are processed within 2 hours.
I am listed on CRB. Do I still qualify?
Yes, you can still get a loan. Being listed on CRB does not disqualify you from getting a loan from Phoenix Capital Limited.
Do I need a guarantor?
No. But for some products you may be required to provide referees as part of the Know Your Customer (KYC) requirement. Note that all information we receive to aid in appraisal is confidential.
Is there a penalty for paying a loan early?
Definitely not. Why would anyone be punished for doing a good thing?
How do I reach you?
You can visit any of our branches. You may also call our office number 0747 100100, chat on WhatsApp 0711433533, or reach us on our social media handles.
Can I use any garage for my car repairs when applying for a car repair logbook loan?
We strive to ensure that customers get value for their money. This is why we have partnered with professional garages to offer topnotch service. Hey, if you like quality, you will definitely find a good fit in our garage panel.
What are the requirements for a logbook loan?
Original Vehicle Logbook, 6 Months Bank or M-Pesa statements,Passport photo,Original ID, KRA Pin