Phoenix Capital – We Enable, You Prosper
Medical Emergency Logbook Loan
Get your car fixed now, pay later. Choose any garage, get a quote, and we settle the bill directly on your behalf — using your logbook as security while you repay us in flexible instalments.
— Medical Emergency Funding
Fast, calm, and transparent
Instead of disbursing cash to you, we settle the repair invoice directly with your chosen garage — so the money goes exactly where it’s needed.
Priority processing
Emergency applications are fast-tracked. Most approvals happen within a few hours.
Pay the hospital directly
We can disburse straight to the healthcare provider, or to you — your choice.
Transparent terms, even under pressure
Every loan comes with a written offer. No hidden charges, even in an emergency.
— Process
How it works
Six steps from application to a settled bill.
Call or Apply
Reach us by phone, WhatsApp, or the online form.
Fast Valuation
An assessor values your car as quickly as possible.
Documents
Submit your logbook, ID and proof of income.
Approval
Review and sign your offer.
Funds Sent
Money lands in your bank or mobile money account.
— Eligibility
Who qualifies, and what to bring
- Kenyan citizen or resident, 18 years or older
- Vehicle registered in your name, free of encumbrances
- Garage invoice or quotation (unique requirement for this product)
- National ID and KRA PIN
- 3 months' bank statements
- Valid vehicle insurance certificate