Phoenix Capital – We Enable, You Prosper
Premium Insurance, Made Easier to Afford
IPF is a loan meant to ease the pressure of paying your insurance premiums. This product helps finance all types of insurance namely but not limited to Motor Comprehensive insurance, Health insurance, Home insurance, all Business insurances,Professional indemnity to Travel insurance.
— Motor Insurance
Comprehensive Insurance, sorted in one visit
We help you place comprehensive or third-party motor cover with reputable, IRA-regulated insurers — comparing options so you get the right balance of cover and cost, whether it’s a personal car, a boda, or a fleet vehicle.
Comprehensive cover
Protection against accident, theft, and third-party liability in one policy.
Third-party cover
The minimum legal cover required to drive in Kenya, at a lower premium.
Fleet & boda cover
Tailored options for businesses running multiple vehicles or motorcycles.
How the application works
Four steps from application to money in hand. Most customers with complete documents finish the same day.
Select Cover
Choose the insurance type and coverage level you need.
Get a Quote
Our team provides a transparent, no-obligation quotation.
Spread the Cost
Opt for monthly instalments via Insurance Premium Financing.
Cover Starts
Your policy is issued and cover begins on the agreed date.
— Eligibility
Who qualifies, and what to bring
- Kenyan citizen or resident, 18 years or older
- Vehicle registered in your name, free of encumbrances
- Garage invoice or quotation (unique requirement for this product)
- National ID and KRA PIN
- 3 months' bank statements
- Valid vehicle insurance certificate