{"id":4914,"date":"2026-07-29T07:41:06","date_gmt":"2026-07-29T07:41:06","guid":{"rendered":"https:\/\/phoenixcapitalkenya.co.ke\/?page_id=4914"},"modified":"2026-08-17T12:46:56","modified_gmt":"2026-08-17T12:46:56","slug":"asset-financing","status":"publish","type":"page","link":"https:\/\/phoenixcapitalkenya.co.ke\/?page_id=4914","title":{"rendered":"ASSET FINANCING"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4914\" class=\"elementor elementor-4914\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ced4c0 e-con-full e-flex e-con e-parent\" data-id=\"5ced4c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-00deb59 e-con-full e-flex e-con e-child\" data-id=\"00deb59\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a09b68d e-con-full e-flex e-con e-child\" data-id=\"a09b68d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:4923,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/WhatsApp-Image-2026-07-29-at-10.53.43-AM.jpeg&quot;},{&quot;id&quot;:4922,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/WhatsApp-Image-2026-07-29-at-10.53.43-AM-1.jpeg&quot;}],&quot;background_slideshow_slide_transition&quot;:&quot;slide_left&quot;,&quot;background_slideshow_ken_burns&quot;:&quot;yes&quot;,&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_transition_duration&quot;:500,&quot;background_slideshow_ken_burns_zoom_direction&quot;:&quot;in&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-95162ed e-flex e-con-boxed e-con e-child\" data-id=\"95162ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-640eea3 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"640eea3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Phoenix Capital \u2013 We Enable, You Prosper<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4bf379 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a4bf379\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Asset Finance in Kenya<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24d20fe elementor-widget elementor-widget-text-editor\" data-id=\"24d20fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Phoenix Capital Ltd offers asset finance in Kenya for vehicles, machinery and business equipment, with financing of up to 70% of asset value and repayment terms of up to 24 months.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12b08a8 e-con-full e-flex e-con e-child\" data-id=\"12b08a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dce0ab7 elementor-widget elementor-widget-button\" data-id=\"dce0ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply For A Logbook Loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89e2924 elementor-widget elementor-widget-button\" data-id=\"89e2924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/254747100100\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Chat on Whatsapp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71e4ff4 e-flex e-con-boxed e-con e-child\" data-id=\"71e4ff4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e029ef e-con-full e-flex e-con e-child\" data-id=\"3e029ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a277245 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a277245\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 How This Loan is Different\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbbeb06 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"dbbeb06\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is Asset Finance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44fb846 elementor-widget elementor-widget-text-editor\" data-id=\"44fb846\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"mb-8\"><p>Asset finance is a structured funding facility that lets you acquire a vehicle, machine or piece of equipment and pay for it in instalments, rather than settling the full purchase price upfront. In most cases, the financed asset itself stands as security for the facility, which means you get to put the asset to work \u2014 generating income or improving efficiency \u2014 from day one, while your cash reserves stay intact for stock, payroll, rent and the everyday costs of running a business.<\/p><p>In Kenya, asset finance is widely used to fund commercial and personal vehicles, construction and earthmoving machinery, agricultural equipment, medical and laboratory equipment, ICT and office equipment, and energy installations such as solar and backup power systems.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14ff84b e-flex e-con-boxed e-con e-child\" data-id=\"14ff84b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-235c5fe e-con-full e-flex e-con e-child\" data-id=\"235c5fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c226fb7 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c226fb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Assets We Finance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b94a87 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5b94a87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Below listed are assets we finance:<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-143196a e-con-full e-flex e-con e-child\" data-id=\"143196a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ce7eda e-con-full e-flex e-con e-child\" data-id=\"3ce7eda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54eb859 elementor-widget elementor-widget-heading\" data-id=\"54eb859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Vehicle Finance<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee9f2bd elementor-widget elementor-widget-text-editor\" data-id=\"ee9f2bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Saloon cars, pickups, vans, buses, trucks, matatus and boda bodas for personal or commercial use.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afaad87 e-con-full e-flex e-con e-child\" data-id=\"afaad87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b47630c elementor-widget elementor-widget-heading\" data-id=\"b47630c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Construction &amp; Earthmoving Equipment<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b5850e elementor-widget elementor-widget-text-editor\" data-id=\"3b5850e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p>Excavators, graders, tippers, cranes, compactors and other earthmoving or contracting equipment.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25f537f e-con-full e-flex e-con e-child\" data-id=\"25f537f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59a7dbd elementor-widget elementor-widget-heading\" data-id=\"59a7dbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Medical &amp; Laboratory Equipment<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c3c62c elementor-widget elementor-widget-text-editor\" data-id=\"2c3c62c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"py-14 bg-white\"><div class=\"max-w-7xl mx-auto px-4\"><div class=\"grid md:grid-cols-3 gap-5\"><div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p>Diagnostic, laboratory and hospital equipment for clinics, pharmacies and health practitioners.<\/p><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04b74c5 e-con-full e-flex e-con e-child\" data-id=\"04b74c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9768555 elementor-widget elementor-widget-heading\" data-id=\"9768555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">ICT, Office &amp; Industrial Equipment<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-996e780 elementor-widget elementor-widget-text-editor\" data-id=\"996e780\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"py-14 bg-white\"><div class=\"max-w-7xl mx-auto px-4\"><div class=\"grid md:grid-cols-3 gap-5\"><div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p>Diagnostic, laboratory and hospital equipment for clinics, pharmacies and health practitioners.<\/p><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d27113e e-flex e-con-boxed e-con e-child\" data-id=\"d27113e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-184dd08 e-con-full e-flex e-con e-child\" data-id=\"184dd08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a03a8e3 elementor-widget elementor-widget-html\" data-id=\"a03a8e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.process-steps-wrap {\r\n  padding: 20px 0;\r\n}\r\n.process-tag {\r\n  color: #F05325;\r\n  font-weight: 700;\r\n  font-size: 13px;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  margin-bottom: 10px;\r\n}\r\n.process-tag::before {\r\n  content: \"\u2014\";\r\n  margin-right: 6px;\r\n}\r\n.process-heading {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 34px;\r\n  font-weight: 700;\r\n  color: #1a1a2e;\r\n  margin: 0 0 12px;\r\n}\r\n.process-subheading {\r\n  font-size: 16px;\r\n  color: #555;\r\n  margin: 0 0 40px;\r\n  max-width: 700px;\r\n}\r\n.process-steps {\r\n  display: flex;\r\n  justify-content: space-between;\r\n  position: relative;\r\n}\r\n.process-step {\r\n  flex: 1;\r\n  position: relative;\r\n  padding-right: 20px;\r\n}\r\n.process-step:not(:last-child)::after {\r\n  content: \"\";\r\n  position: absolute;\r\n  top: 20px;\r\n  left: 60px;\r\n  right: 0;\r\n  height: 1px;\r\n  border-top: 2px dashed #e0e0e0;\r\n}\r\n.step-number {\r\n  width: 40px;\r\n  height: 40px;\r\n  background-color: #F05325;\r\n  color: #fff;\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  font-weight: 700;\r\n  font-size: 15px;\r\n  margin-bottom: 16px;\r\n  position: relative;\r\n  z-index: 2;\r\n}\r\n.step-title {\r\n  font-weight: 700;\r\n  font-size: 16px;\r\n  color: #1a1a2e;\r\n  margin: 0 0 8px;\r\n}\r\n.step-desc {\r\n  font-size: 13.5px;\r\n  color: #777;\r\n  line-height: 1.5;\r\n  margin: 0;\r\n  max-width: 160px;\r\n}\r\n@media (max-width: 991px) {\r\n  .process-steps {\r\n    flex-wrap: wrap;\r\n    row-gap: 30px;\r\n  }\r\n  .process-step {\r\n    flex: 0 0 33.333%;\r\n  }\r\n  .process-step:nth-child(3n)::after {\r\n    content: none;\r\n  }\r\n}\r\n@media (max-width: 600px) {\r\n  .process-step {\r\n    flex: 0 0 50%;\r\n  }\r\n  .process-step:nth-child(2n)::after {\r\n    content: none;\r\n  }\r\n}\r\n<\/style>\r\n<div class=\"process-steps-wrap\">\r\n  <div class=\"process-tag\">Process<\/div>\r\n  <h2 class=\"process-heading\">How It Works<\/h2>\r\n  <p class=\"process-subheading\">From choosing your asset to putting it to work \u2014 a clear, structured path to asset finance.<\/p>\r\n  <div class=\"process-steps\">\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">01<\/div>\r\n      <h3 class=\"step-title\">Choose Your Asset<\/h3>\r\n      <p class=\"step-desc\">Get a pro-forma invoice for the vehicle, machine or equipment you want to finance.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">02<\/div>\r\n      <h3 class=\"step-title\">Submit Your Application<\/h3>\r\n      <p class=\"step-desc\">Apply online or at a Phoenix Capital branch, and upload the required documents.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">03<\/div>\r\n      <h3 class=\"step-title\">Assessment & Structuring<\/h3>\r\n      <p class=\"step-desc\">A relationship manager reviews your application, verifies the asset and confirms your repayment structure.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">04<\/div>\r\n      <h3 class=\"step-title\">Offer Letter & Disbursement<\/h3>\r\n      <p class=\"step-desc\">Once approved, you sign the offer letter and the facility is disbursed to the supplier or dealer.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">05<\/div>\r\n      <h3 class=\"step-title\">Take Delivery & Repay<\/h3>\r\n      <p class=\"step-desc\">Put the asset to work immediately, while making manageable instalments over the agreed term.<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43b6aae e-flex e-con-boxed e-con e-child\" data-id=\"43b6aae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-48b4061 e-con-full e-flex e-con e-child\" data-id=\"48b4061\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-602b227 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"602b227\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 Who Can Apply<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a526e6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0a526e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Asset finance from Phoenix Capital is open to a broad range of applicants:<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e232b elementor-widget elementor-widget-text-editor\" data-id=\"e7e232b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>salaried employees and self-employed professionals looking to acquire a personal or income-generating vehicle.<\/li><li>small and medium enterprises expanding fleet, machinery or equipment capacity.<\/li><li>corporates and institutions financing large or specialized equipment purchases.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7d4050 e-flex e-con-boxed e-con e-child\" data-id=\"b7d4050\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29d217c e-flex e-con-boxed e-con e-child\" data-id=\"29d217c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7c4f7b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f7c4f7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 Eligibility\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed43621 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ed43621\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who qualifies, and what to bring\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10d3400 e-con-full e-flex e-con e-child\" data-id=\"10d3400\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b93535 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1b93535\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Valid National ID or passport.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">KRA PIN certificate.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Certified bank or M-Pesa statements for the last 6 months.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pro-forma invoice from a recognized dealer or supplier.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Passport-size photo<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c099f6 e-con-full e-flex e-con e-child\" data-id=\"0c099f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2098c21 elementor-widget elementor-widget-html\" data-id=\"2098c21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<div id=\"pc-loan-calc\" style=\"max-width:420px;margin:0 auto;font-family:'Montserrat',sans-serif;background:#ffffff;border-radius:16px;padding:24px;box-shadow:0 10px 40px rgba(0,0,0,0.12);\">\r\n\r\n  <!-- Header -->\r\n  <div style=\"display:flex;align-items:center;gap:10px;margin-bottom:20px;\">\r\n    <div style=\"width:36px;height:36px;border-radius:10px;background:#E2560F;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\r\n      <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ffffff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"4\" y=\"2\" width=\"16\" height=\"20\" rx=\"2\"><\/rect><line x1=\"8\" y1=\"7\" x2=\"16\" y2=\"7\"><\/line><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"><\/line><line x1=\"8\" y1=\"17\" x2=\"12\" y2=\"17\"><\/line><\/svg>\r\n    <\/div>\r\n    <div>\r\n      <div style=\"font-weight:700;font-size:14px;color:#111111;\">Loan Calculator<\/div>\r\n      <div style=\"font-size:12px;color:#999999;\">Estimate your monthly payment<\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Loan Amount -->\r\n  <div style=\"margin-bottom:18px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Loan Amount<\/span>\r\n      <span id=\"pc-amount-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">KSh 500,000<\/span>\r\n    <\/div>\r\n    <input id=\"pc-amount\" class=\"pc-slider\" type=\"range\" min=\"50000\" max=\"5000000\" step=\"50000\" value=\"500000\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>KSh 50K<\/span><span>KSh 5M<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Monthly Rate -->\r\n  <div style=\"margin-bottom:18px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Monthly Rate<\/span>\r\n      <span id=\"pc-rate-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">4%<\/span>\r\n    <\/div>\r\n    <input id=\"pc-rate\" class=\"pc-slider\" type=\"range\" min=\"3\" max=\"8\" step=\"0.1\" value=\"4\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>3%<\/span><span>8%<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Loan Term -->\r\n  <div style=\"margin-bottom:20px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Loan Term<\/span>\r\n      <span id=\"pc-term-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">12 months<\/span>\r\n    <\/div>\r\n    <input id=\"pc-term\" class=\"pc-slider\" type=\"range\" min=\"1\" max=\"36\" step=\"1\" value=\"12\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>1 mo<\/span><span>36 mo<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Result Box -->\r\n  <div style=\"background:#111111;border-radius:12px;padding:16px;margin-bottom:16px;\">\r\n    <div style=\"color:#E2560F;font-size:10px;font-weight:700;letter-spacing:0.5px;text-transform:uppercase;margin-bottom:4px;\">Estimated Monthly Payment<\/div>\r\n    <div id=\"pc-monthly-out\" style=\"color:#ffffff;font-size:28px;font-weight:800;line-height:1.2;\">KSh 0<\/div>\r\n    <div style=\"color:rgba(255,255,255,0.4);font-size:10px;margin-top:4px;\">Indicative \u2014 subject to credit assessment<\/div>\r\n  <\/div>\r\n\r\n  <!-- CTA -->\r\n  <a href=\"#form\" style=\"display:flex;align-items:center;justify-content:center;gap:8px;background:#E2560F;color:#ffffff;text-align:center;padding:14px;border-radius:10px;text-decoration:none;font-weight:700;font-size:14px;\">\r\n    Apply for This Loan\r\n    <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ffffff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\r\n  <\/a>\r\n<\/div>\r\n\r\n<style>\r\n  #pc-loan-calc .pc-slider {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 100%;\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: #f0f0f0;\r\n    outline: none;\r\n    cursor: pointer;\r\n    box-sizing: border-box;\r\n    margin: 0;\r\n    padding: 0;\r\n  }\r\n  #pc-loan-calc .pc-slider::-webkit-slider-thumb {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 18px;\r\n    height: 18px;\r\n    border-radius: 50%;\r\n    background: #E2560F;\r\n    box-shadow: 0 2px 6px rgba(226,86,15,0.4);\r\n    cursor: pointer;\r\n    margin-top: -6.5px;\r\n  }\r\n  #pc-loan-calc .pc-slider::-webkit-slider-runnable-track {\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: transparent;\r\n  }\r\n  #pc-loan-calc .pc-slider::-moz-range-thumb {\r\n    width: 18px;\r\n    height: 18px;\r\n    border-radius: 50%;\r\n    background: #E2560F;\r\n    border: none;\r\n    box-shadow: 0 2px 6px rgba(226,86,15,0.4);\r\n    cursor: pointer;\r\n  }\r\n  #pc-loan-calc .pc-slider::-moz-range-track {\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: transparent;\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n(function(){\r\n  var amountSlider = document.getElementById('pc-amount');\r\n  var rateSlider = document.getElementById('pc-rate');\r\n  var termSlider = document.getElementById('pc-term');\r\n  var amountOut = document.getElementById('pc-amount-out');\r\n  var rateOut = document.getElementById('pc-rate-out');\r\n  var termOut = document.getElementById('pc-term-out');\r\n  var monthlyOut = document.getElementById('pc-monthly-out');\r\n\r\n  var THUMB_WIDTH = 18;\r\n\r\n  function fmtKsh(n){\r\n    return 'KSh ' + Math.round(n).toLocaleString('en-KE');\r\n  }\r\n\r\n  function paintSlider(slider){\r\n    var min = parseFloat(slider.min);\r\n    var max = parseFloat(slider.max);\r\n    var val = parseFloat(slider.value);\r\n    var percent = (val - min) \/ (max - min);\r\n    var trackWidth = slider.offsetWidth || 1;\r\n    var thumbCenterPx = (THUMB_WIDTH \/ 2) + percent * (trackWidth - THUMB_WIDTH);\r\n    var fillPercent = (thumbCenterPx \/ trackWidth) * 100;\r\n    slider.style.background =\r\n      'linear-gradient(to right, #E2560F 0%, #E2560F ' + fillPercent + '%, #f0f0f0 ' + fillPercent + '%, #f0f0f0 100%)';\r\n  }\r\n\r\n  function paintAll(){\r\n    paintSlider(amountSlider);\r\n    paintSlider(rateSlider);\r\n    paintSlider(termSlider);\r\n  }\r\n\r\n  function calcMonthly(p, monthlyPct, months){\r\n    if (monthlyPct === 0) return p \/ months;\r\n    var r = monthlyPct \/ 100;\r\n    return (p * r * Math.pow(1 + r, months)) \/ (Math.pow(1 + r, months) - 1);\r\n  }\r\n\r\n  function calculate(){\r\n    var P = parseFloat(amountSlider.value);\r\n    var rate = parseFloat(rateSlider.value);\r\n    var term = parseInt(termSlider.value, 10);\r\n\r\n    amountOut.textContent = fmtKsh(P);\r\n    rateOut.textContent = rate.toFixed(1) + '%';\r\n    termOut.textContent = term + ' months';\r\n    monthlyOut.textContent = fmtKsh(calcMonthly(P, rate, term));\r\n\r\n    paintAll();\r\n  }\r\n\r\n  amountSlider.addEventListener('input', calculate);\r\n  rateSlider.addEventListener('input', calculate);\r\n  termSlider.addEventListener('input', calculate);\r\n  window.addEventListener('resize', paintAll);\r\n  setTimeout(calculate, 50);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6660340 e-con-full e-flex e-con e-child\" data-id=\"6660340\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-52b6085 e-con-full e-flex e-con e-child\" data-id=\"52b6085\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e22ffe7 e-con-full e-flex e-con e-child\" data-id=\"e22ffe7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d77795 elementor-widget elementor-widget-counter\" data-id=\"9d77795\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Happy Clients<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8853642 elementor-widget elementor-widget-counter\" data-id=\"8853642\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Branches Nationwide<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"12\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32fde58 elementor-widget elementor-widget-counter\" data-id=\"32fde58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Average approval time<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"24\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">hrs<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccf9d51 elementor-widget elementor-widget-counter\" data-id=\"ccf9d51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Years in business<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"10\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c314d3 e-con-full form e-flex e-con e-child\" data-id=\"5c314d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0403006 e-con-full e-flex e-con e-child\" data-id=\"0403006\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-438fb48 e-con-full e-flex e-con e-child\" data-id=\"438fb48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-791b160 elementor-widget elementor-widget-html\" data-id=\"791b160\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.branches-section {\r\n  font-family: 'Montserrat', sans-serif;\r\n  padding: 60px 20px;\r\n  max-width: 1200px;\r\n  margin: 0 auto;\r\n}\r\n.branches-tag {\r\n  color: #F05325;\r\n  font-weight: 700;\r\n  font-size: 13px;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  margin-bottom: 10px;\r\n}\r\n.branches-tag::before {\r\n  content: \"\u2014\";\r\n  margin-right: 6px;\r\n}\r\n.branches-heading {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 34px;\r\n  font-weight: 700;\r\n  color: #1a1a2e;\r\n  margin: 0 0 12px;\r\n}\r\n.branches-subheading {\r\n  font-size: 16px;\r\n  color: #555;\r\n  margin: 0 0 40px;\r\n  max-width: 700px;\r\n}\r\n.branches-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(4, 1fr);\r\n  gap: 14px;\r\n}\r\n.branch-card {\r\n  border-radius: 10px;\r\n  padding: 18px;\r\n  background-color: #f8f8f8;\r\n  border: 1px solid #f0f0f0;\r\n}\r\n.branch-card.branch-hq {\r\n  background-color: rgba(226, 86, 15, 0.05);\r\n  border: 1px solid rgba(226, 86, 15, 0.3);\r\n}\r\n.branch-region {\r\n  font-size: 10px;\r\n  font-weight: 700;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  color: #999;\r\n  margin-bottom: 4px;\r\n}\r\n.branch-card.branch-hq .branch-region {\r\n  color: #E2560F;\r\n}\r\n.branch-name {\r\n  font-weight: 700;\r\n  font-size: 15px;\r\n  color: #1a1a2e;\r\n  margin: 0 0 4px;\r\n}\r\n.branch-address {\r\n  font-size: 12px;\r\n  color: #999;\r\n  line-height: 1.5;\r\n  margin: 0;\r\n}\r\n@media (max-width: 991px) {\r\n  .branches-grid {\r\n    grid-template-columns: repeat(2, 1fr);\r\n  }\r\n}\r\n@media (max-width: 600px) {\r\n  .branches-grid {\r\n    grid-template-columns: 1fr;\r\n  }\r\n}\r\n<\/style>\r\n<div class=\"branches-section\">\r\n  <div class=\"branches-tag\">Find Us<\/div>\r\n  <h2 class=\"branches-heading\">Branches available<\/h2>\r\n  <p class=\"branches-subheading\">Head Office is in Kilimani, Nairobi, with branches across the city and beyond.<\/p>\r\n  <div class=\"branches-grid\">\r\n    <div class=\"branch-card branch-hq\">\r\n      <div class=\"branch-region\">Head Office<\/div>\r\n      <h3 class=\"branch-name\">Kilimani<\/h3>\r\n      <p class=\"branch-address\">8th Floor, The Arch Place, Nyangumi Road<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">CBD Town<\/h3>\r\n      <p class=\"branch-address\">12th Floor, Finance House, Loita Street<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Hurlingham<\/h3>\r\n      <p class=\"branch-address\">3rd Floor, Maralal Oasis<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Buruburu<\/h3>\r\n      <p class=\"branch-address\">2nd Floor, Fairline Centre<\/p>\r\n    <\/div>\r\n   \r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Utawala<\/h3>\r\n      <p class=\"branch-address\">1st Floor, Grey Park Annex<\/p>\r\n    <\/div>\r\n \r\n \r\n  \r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kiambu<\/div>\r\n      <h3 class=\"branch-name\">Kiambu<\/h3>\r\n      <p class=\"branch-address\">8th Floor, Bishop Ranji House<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kiambu<\/div>\r\n      <h3 class=\"branch-name\">Thika<\/h3>\r\n      <p class=\"branch-address\">1st Floor, Maisha Heights<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kajiado<\/div>\r\n      <h3 class=\"branch-name\">Kitengela<\/h3>\r\n      <p class=\"branch-address\">  3rd floor Kitengela Mall<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed44838 e-flex e-con-boxed e-con e-child\" data-id=\"ed44838\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1e0eec elementor-widget elementor-widget-heading\" data-id=\"b1e0eec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2014 Apply\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8324f2d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8324f2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start your application\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7a055d form e-flex e-con-boxed e-con e-parent\" data-id=\"f7a055d\" data-element_type=\"container\" data-e-type=\"container\" id=\"form\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7c5be44 e-con-full e-flex e-con e-child\" data-id=\"7c5be44\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d67ed7 elementor-widget elementor-widget-shortcode\" data-id=\"9d67ed7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='fluentform ff-default fluentform_wrapper_15 ffs_default_wrap'><form data-form_id=\"15\" id=\"fluentform_15\" class=\"frm-fluent-form fluent_form_15 ff-el-form-top ff_form_instance_15_1 ff-form-loading ffs_default\" data-form_instance=\"ff_form_instance_15_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Aseet Financing<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='4914' \/><input type=\"hidden\" id=\"_fluentform_15_fluentformnonce\" name=\"_fluentform_15_fluentformnonce\" value=\"dd44bd4cb0\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F4914\" \/><div data-name=\"ff_cn_id_1\"  class='ff-t-container ff-column-container ff_columns_total_1 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 100%;'><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-15_1\" ><h3 style=\"text-align: center\"><strong>Your Details<\/strong><\/h3><\/div><\/div><\/div><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_15_names_first_name_' id='label_ff_15_names_first_name_' >First Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_15_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"First Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_15_names_last_name_' id='label_ff_15_names_last_name_' >Last Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_15_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Last Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_2\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_15_input_text' id='label_ff_15_input_text' aria-label=\"Phone number\">Phone number<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" data-name=\"input_text\" id=\"ff_15_input_text\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_15_email' id='label_ff_15_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_15_email\" class=\"ff-el-form-control\" placeholder=\"Email Address\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_3\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_15_dropdown' id='label_ff_15_dropdown' aria-label=\"Dropdown\">Dropdown<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_15_dropdown\" class=\"ff-el-form-control\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_15_dropdown\"><option value=\"\">- Select -<\/option><option value=\"Hurlingham branch\"  >Hurlingham branch<\/option><option value=\"Kiambu branch\"  >Kiambu branch<\/option><option value=\"Utawala bracnh\"  >Utawala bracnh<\/option><option value=\"CBD Town branch\"  >CBD Town branch<\/option><option value=\"Thika branch\"  >Thika branch<\/option><option value=\"Hurlingham branch\"  >Hurlingham branch<\/option><option value=\"Buruburu branch\"  >Buruburu branch<\/option><\/select><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_15_input_text_1' id='label_ff_15_input_text_1' aria-label=\"Incase you select &#039;OTHER&#039;\">Incase you select 'OTHER'<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" placeholder=\"Enter your location\" data-name=\"input_text_1\" id=\"ff_15_input_text_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-15_2\" ><h3 style=\"text-align: center\"><b>Asset Details<\/b><\/h3><\/div><div data-name=\"ff_cn_id_4\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_15_input_text_2' id='label_ff_15_input_text_2' aria-label=\"Asset Make\">Asset Make<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_2\" class=\"ff-el-form-control\" placeholder=\"Lexus, Equipment etc\" data-name=\"input_text_2\" id=\"ff_15_input_text_2\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_15_numeric_field_2' id='label_ff_15_numeric_field_2' aria-label=\"Loan Amount\">Loan Amount<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field_2\" id=\"ff_15_numeric_field_2\" class=\"ff-el-form-control\" data-name=\"numeric_field_2\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div class='ff-el-group    ff-el-input--content'><div class='ff-el-form-check ff-el-tc'><label aria-label='I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.' class='ff-el-form-check-label ff_tc_label' for=terms-n-condition_0ffba92a4a463f2929dc0f96a8f727b9><span class='ff_tc_checkbox'><input type=\"checkbox\" name=\"terms-n-condition\" class=\"ff-el-form-check-input\" data-name=\"terms-n-condition\" id=\"terms-n-condition_0ffba92a4a463f2929dc0f96a8f727b9\"  value='on' aria-invalid='false' aria-required=true><\/span> <div class='ff_t_c'><p>I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.<\/p><\/div><\/label><\/div><\/div><div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style wpf_has_custom_css\"  aria-label=\"Submit Application\">Submit Application<\/button><\/div><\/fieldset><\/form><div id='fluentform_15_errors' class='ff-errors-in-stack ff_form_instance_15_1 ff-form-loading_errors ff_form_instance_15_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_15_1 = {\"id\":\"15\",\"ajaxUrl\":\"https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"asteriskPlacement\":\"asterisk-right\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_15_1\",\"form_id_selector\":\"fluentform_15\",\"rules\":{\"names[first_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"names[middle_name]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"names[last_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"input_text\":{\"required\":{\"value\":true,\"message\":\"This field is 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class=\"elementor-element elementor-element-f5e5123 e-con-full e-flex e-con e-child\" data-id=\"f5e5123\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cadaa8 elementor-widget elementor-widget-image\" data-id=\"1cadaa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"1500\" src=\"https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-29-at-10.53.22-AM.jpeg\" class=\"attachment-full size-full wp-image-4920\" alt=\"\" srcset=\"https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-29-at-10.53.22-AM.jpeg 1600w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-29-at-10.53.22-AM-300x281.jpeg 300w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-29-at-10.53.22-AM-1024x960.jpeg 1024w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-29-at-10.53.22-AM-768x720.jpeg 768w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-29-at-10.53.22-AM-1536x1440.jpeg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ba900c e-flex e-con-boxed e-con e-parent\" data-id=\"2ba900c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d489874 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d489874\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3cc0da elementor-widget elementor-widget-n-accordion\" data-id=\"f3cc0da\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2550\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2550\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is asset finance and how is it different from a personal loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2550\" class=\"elementor-element elementor-element-e3b8b99 e-con-full e-flex e-con e-child\" data-id=\"e3b8b99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daff766 elementor-widget elementor-widget-text-editor\" data-id=\"daff766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Asset finance is tied to a specific vehicle, machine or piece of equipment, which typically serves as security for the facility. This generally allows for higher amounts and longer terms than an unsecured personal loan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2551\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2551\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What assets can I finance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2551\" class=\"elementor-element elementor-element-3f43647 e-con-full e-flex e-con e-child\" data-id=\"3f43647\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a6abf1 elementor-widget elementor-widget-text-editor\" data-id=\"3a6abf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Depending on eligibility, you can finance cars, commercial vehicles (pickups, trucks, buses, vans, taxis), boda bodas and other motorcycles, and business assets such as machinery, agricultural equipment, and office equipment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2552\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2552\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What deposit do I need to put down? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2552\" class=\"elementor-element elementor-element-bbfa269 e-con-full e-flex e-con e-child\" data-id=\"bbfa269\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f1f81b elementor-widget elementor-widget-text-editor\" data-id=\"0f1f81b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Deposits typically range from about 10% to 30% of the asset&#8217;s value, depending on the type, age, and condition of the asset. A lower deposit is usually available for newer vehicles or well-established equipment categories.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2553\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2553\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much of the asset's value can be financed? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2553\" class=\"elementor-element elementor-element-304eb6d e-con-full e-flex e-con e-child\" data-id=\"304eb6d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca0dc24 elementor-widget elementor-widget-text-editor\" data-id=\"ca0dc24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Phoenix Capital typically finances 60% to 90% of an asset&#8217;s value, with newer vehicles and lower-risk assets qualifying for financing toward the higher end of that range.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2554\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2554\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What documents do I need to apply? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2554\" class=\"elementor-element elementor-element-11a50bc e-con-full e-flex e-con e-child\" data-id=\"11a50bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed096ae elementor-widget elementor-widget-text-editor\" data-id=\"ed096ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>National ID and KRA PIN<\/li><li>Proof of income \u2014 payslips, or 3\u20136 months&#8217; bank\/M-Pesa statements for business owners<\/li><li>A proforma invoice or quotation for the asset from a recognized dealer or supplier<\/li><li>A reasonably clean CRB record<\/li><li>For vehicles, an active NTSA TIMS account to facilitate registration<\/li><li>For businesses, registration documents and basic financial records<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2555\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2555\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the interest rate and repayment period? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2555\" class=\"elementor-element elementor-element-cb06e82 e-con-full e-flex e-con e-child\" data-id=\"cb06e82\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4326066 elementor-widget elementor-widget-text-editor\" data-id=\"4326066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Because asset finance covers many different asset types, deposits, and terms, pricing is assessed individually and disclosed clearly in your offer before you sign \u2014 rather than a single flat rate. Repayment periods commonly run up to 4 years for general assets, and can extend to 36\u201396 months for larger commercial vehicles, depending on the financing structure agreed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2556\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2556\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who owns the asset during the loan period? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2556\" class=\"elementor-element elementor-element-f33101e e-con-full e-flex e-con e-child\" data-id=\"f33101e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc710b5 elementor-widget elementor-widget-text-editor\" data-id=\"bc710b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The financed asset serves as your security. For vehicles, it&#8217;s jointly registered with Phoenix Capital at NTSA until the loan is fully repaid, similar to a logbook loan. For equipment and machinery, a corresponding security registration applies. Once you&#8217;ve completed all repayments, full ownership is transferred into your name.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2557\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2557\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How long does approval take? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2557\" class=\"elementor-element elementor-element-84bb1c0 e-con-full e-flex e-con e-child\" data-id=\"84bb1c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed910d elementor-widget elementor-widget-text-editor\" data-id=\"5ed910d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Timelines depend on the asset type and how complete your documentation is \u2014 particularly the dealer&#8217;s proforma invoice. Straightforward personal vehicle financing can move quickly once documents and the invoice are confirmed, while larger commercial or business asset financing may take a few business days for full verification.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2558\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2558\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if I default on repayments? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2558\" class=\"elementor-element elementor-element-65058b2 e-con-full e-flex e-con e-child\" data-id=\"65058b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0c8cda elementor-widget elementor-widget-text-editor\" data-id=\"d0c8cda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Since the financed asset is the primary security, continued default can lead to its repossession to recover the outstanding balance. As with our other secured products, we encourage you to reach out early if you&#8217;re struggling with repayments so we can discuss suitable arrangements before an account falls into serious arrears.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2559\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2559\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2559\" class=\"elementor-element elementor-element-6de94c8 e-con-full e-flex e-con e-child\" data-id=\"6de94c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-923f8f3 elementor-widget elementor-widget-text-editor\" data-id=\"923f8f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Choose your asset and obtain a proforma invoice or quotation from a recognized dealer or supplier.<\/li><li>Submit your application with the required documents.<\/li><li>Phoenix Capital assesses the asset, the invoice, and your ability to repay.<\/li><li>You pay the agreed deposit.<\/li><li>Phoenix Capital settles the balance with the dealer or supplier directly.<\/li><li>The asset is registered as security (jointly at NTSA for vehicles).<\/li><li>You take possession of the asset and begin repaying in installments.<\/li><li>On full repayment, ownership is transferred fully into your name.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Phoenix Capital \u2013 We Enable, You Prosper Asset Finance in Kenya Phoenix Capital Ltd offers asset finance in Kenya for vehicles, machinery and business equipment, with financing of up to 70% of asset value and repayment terms of up to 24 months. Apply For A Logbook Loan Chat on Whatsapp \u2014 How This Loan is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-4914","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"phoenix","author_link":"https:\/\/phoenixcapitalkenya.co.ke\/?author=1"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Phoenix Capital \u2013 We Enable, You Prosper Asset Finance in Kenya Phoenix Capital Ltd offers asset finance in Kenya for vehicles, machinery and business equipment, with financing of up to 70% of asset value and repayment terms of up to 24 months. Apply For A Logbook Loan Chat on Whatsapp \u2014 How This Loan is&hellip;","_links":{"self":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/4914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4914"}],"version-history":[{"count":61,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/4914\/revisions"}],"predecessor-version":[{"id":5153,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/4914\/revisions\/5153"}],"wp:attachment":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}