{"id":1489,"date":"2026-07-06T04:08:44","date_gmt":"2026-07-06T04:08:44","guid":{"rendered":"https:\/\/phoenix.kajeatech.co.ke\/?page_id=1489"},"modified":"2026-08-17T12:39:57","modified_gmt":"2026-08-17T12:39:57","slug":"salary-advance","status":"publish","type":"page","link":"https:\/\/phoenixcapitalkenya.co.ke\/?page_id=1489","title":{"rendered":"Salary Advance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1489\" class=\"elementor elementor-1489\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1578526 e-flex e-con-boxed e-con e-child\" data-id=\"1578526\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:3888,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-16-41-2.jpg&quot;},{&quot;id&quot;:3889,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-16-41.jpg&quot;}],&quot;background_slideshow_slide_transition&quot;:&quot;slide_left&quot;,&quot;background_slideshow_ken_burns&quot;:&quot;yes&quot;,&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_transition_duration&quot;:500,&quot;background_slideshow_ken_burns_zoom_direction&quot;:&quot;in&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-372ea8f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"372ea8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Phoenix Capital \u2013 We Enable, You Prosper<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9e64f2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d9e64f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Salary Advance (Advans)\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-557a8e8 elementor-widget elementor-widget-text-editor\" data-id=\"557a8e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Access up to 30% of your net monthly salary before payday \u2014 instant approval, automated disbursement, one-month repayment. For private sector and NGO employees only.<\/p><div class=\"btnrow\">\u00a0<\/div><div class=\"btnrow\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11711db e-con-full e-flex e-con e-child\" data-id=\"11711db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ebe280 elementor-widget elementor-widget-button\" data-id=\"7ebe280\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply For A salary advance loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a525002 elementor-widget elementor-widget-button\" data-id=\"a525002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/254747100100\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Chat on Whatsapp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87d04cb e-con-full e-flex e-con e-parent\" data-id=\"87d04cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b7f5ee2 e-con-full e-flex e-con e-child\" data-id=\"b7f5ee2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b8b37f7 e-con-full e-flex e-con e-child\" data-id=\"b8b37f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e7dee6 elementor-widget elementor-widget-html\" data-id=\"0e7dee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link\n  rel=\"stylesheet\"\n  href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.5.2\/css\/all.min.css\"\n\/>\n\n<div class=\"phx-capital-strip\">\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-solid fa-money-bill-wave\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Loan Amount<\/span>\n      <p>Up to KSh 50,000<\/p>\n    <\/div>\n  <\/div>\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-regular fa-calendar-days\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Repayment Period<\/span>\n      <p>3 months<\/p>\n    <\/div>\n  <\/div>\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-solid fa-percent\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Interest Rate<\/span>\n      <p>From 10% p.m. (3 months)<\/p>\n    <\/div>\n  <\/div>\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-solid fa-clock\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Processing Time<\/span>\n      <p>2 hours<\/p>\n    <\/div>\n  <\/div>\n\n<\/div>\n\n<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;600;700&display=swap');\n\n.phx-capital-strip,\n.phx-capital-strip * {\n  box-sizing: border-box;\n}\n\n.phx-capital-strip {\n  width: 100%;\n  max-width: 1180px;\n  margin: 0 auto;\n  padding: 24px 28px;\n  display: grid;\n  grid-template-columns: repeat(4, minmax(0, 1fr));\n  background: #ffffff;\n  border: 1px solid #eeeeee;\n  border-radius: 14px;\n  box-shadow: 0 14px 35px rgba(0, 0, 0, 0.10);\n  font-family: 'Montserrat', sans-serif;\n}\n\n.phx-capital-item {\n  min-width: 0;\n  min-height: 64px;\n  display: flex;\n  align-items: center;\n  gap: 15px;\n  padding: 4px 24px;\n  border-right: 1px solid #e7e7e7;\n}\n\n.phx-capital-item:first-child {\n  padding-left: 4px;\n}\n\n.phx-capital-item:last-child {\n  padding-right: 4px;\n  border-right: none;\n}\n\n.phx-capital-icon {\n  width: 42px;\n  height: 42px;\n  min-width: 42px;\n  flex: 0 0 42px;\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  color: #E2560F;\n}\n\n.phx-capital-icon i {\n  display: inline-block;\n  color: #E2560F;\n  font-size: 28px;\n  line-height: 1;\n}\n\n.phx-capital-copy {\n  min-width: 0;\n}\n\n.phx-capital-copy span {\n  display: block;\n  margin-bottom: 5px;\n  color: #171717;\n  font-size: 13px;\n  font-weight: 700;\n  line-height: 1.25;\n}\n\n.phx-capital-copy p {\n  margin: 0;\n  color: #696969;\n  font-size: 12px;\n  font-weight: 400;\n  line-height: 1.45;\n}\n\n@media (max-width: 900px) {\n  .phx-capital-strip {\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    padding: 18px;\n  }\n\n  .phx-capital-item {\n    padding: 18px;\n  }\n\n  .phx-capital-item:nth-child(2) {\n    border-right: none;\n  }\n\n  .phx-capital-item:nth-child(-n+2) {\n    border-bottom: 1px solid #e7e7e7;\n  }\n\n  .phx-capital-item:first-child,\n  .phx-capital-item:last-child {\n    padding: 18px;\n  }\n}\n\n@media (max-width: 560px) {\n  .phx-capital-strip {\n    grid-template-columns: 1fr;\n    padding: 10px 18px;\n    border-radius: 12px;\n  }\n\n  .phx-capital-item,\n  .phx-capital-item:first-child,\n  .phx-capital-item:last-child {\n    padding: 18px 4px;\n    border-right: none;\n    border-bottom: 1px solid #e7e7e7;\n  }\n\n  .phx-capital-item:last-child {\n    border-bottom: none;\n  }\n\n  .phx-capital-icon i {\n    font-size: 25px;\n  }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-96a84cf e-flex e-con-boxed e-con e-child\" data-id=\"96a84cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-46b919b e-flex e-con-boxed e-con e-child\" data-id=\"46b919b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3337058 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3337058\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 How This Loan is Different\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cde08dc elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"cde08dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a Salary Advance Loan in Kenya?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c08493f elementor-widget elementor-widget-text-editor\" data-id=\"c08493f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"mb-8\"><p class=\"text-gray-500 text-sm leading-relaxed\">Unexpected expenses can arise before your next payday. Phoenix Capital&#8217;s Salary Advance gives eligible private sector employees quick access to a portion of their earned income, helping you cover urgent needs while repaying over an agreed period.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0fe925e e-con-full e-flex e-con e-child\" data-id=\"0fe925e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-52009ce e-con-full e-flex e-con e-child\" data-id=\"52009ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c0f0d7 elementor-widget elementor-widget-heading\" data-id=\"6c0f0d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Built for working professionals<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4e799a elementor-widget elementor-widget-text-editor\" data-id=\"a4e799a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our Salary Advance is designed to provide fast, responsible financing with a straightforward application process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79b7035 e-con-full e-flex e-con e-child\" data-id=\"79b7035\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f70cd4 elementor-widget elementor-widget-heading\" data-id=\"1f70cd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Fast approvals\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ac93a5 elementor-widget elementor-widget-text-editor\" data-id=\"3ac93a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"930\" data-end=\"1029\">Applications are reviewed promptly so you can access funds when you need them.<\/p><p data-start=\"1031\" data-end=\"1114\">\u00a0<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8116e53 e-con-full e-flex e-con e-child\" data-id=\"8116e53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d32f22 elementor-widget elementor-widget-heading\" data-id=\"1d32f22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Simple application\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38dcbd7 elementor-widget elementor-widget-text-editor\" data-id=\"38dcbd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"py-14 bg-white\"><div class=\"max-w-7xl mx-auto px-4\"><div class=\"grid md:grid-cols-3 gap-5\"><div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p class=\"text-gray-500 text-xs leading-relaxed\">Apply online with basic employment and income information.<\/p><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f5b6a44 e-flex e-con-boxed e-con e-child\" data-id=\"f5b6a44\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fa611bc e-flex e-con-boxed e-con e-child\" data-id=\"fa611bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbf99bc elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"dbf99bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 Process\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba99a27 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ba99a27\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it works\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0461a37 elementor-widget elementor-widget-text-editor\" data-id=\"0461a37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"mb-8\"><div class=\"mb-8\"><div class=\"mb-8\"><p class=\"text-gray-500 text-sm leading-relaxed\">Four steps from application to money in hand. Most customers with complete documents finish the same day.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08cc884 e-con-full e-flex e-con e-child\" data-id=\"08cc884\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-499ffb2 elementor-widget elementor-widget-html\" data-id=\"499ffb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;700;800&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n.process-steps-wrap {\r\n  font-family: 'Montserrat', sans-serif;\r\n  padding: 20px 0;\r\n}\r\n.process-steps {\r\n  display: flex;\r\n  justify-content: space-between;\r\n  position: relative;\r\n}\r\n.process-step {\r\n  flex: 1;\r\n  position: relative;\r\n  padding-right: 20px;\r\n}\r\n.process-step:not(:last-child)::after {\r\n  content: \"\";\r\n  position: absolute;\r\n  top: 20px;\r\n  left: 60px;\r\n  right: 0;\r\n  height: 1px;\r\n  border-top: 2px dashed #e0e0e0;\r\n}\r\n.step-number {\r\n  width: 40px;\r\n  height: 40px;\r\n  background-color: #F05223;\r\n  color: #fff;\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  font-weight: 700;\r\n  font-size: 15px;\r\n  margin-bottom: 16px;\r\n  position: relative;\r\n  z-index: 2;\r\n}\r\n.step-title {\r\n  font-weight: 700;\r\n  font-size: 16px;\r\n  color: #1a1a2e;\r\n  margin: 0 0 8px;\r\n}\r\n.step-desc {\r\n  font-size: 13.5px;\r\n  font-weight: 400;\r\n  color: #777;\r\n  line-height: 1.5;\r\n  margin: 0;\r\n  max-width: 200px;\r\n}\r\n@media (max-width: 991px) {\r\n  .process-steps {\r\n    flex-wrap: wrap;\r\n    row-gap: 30px;\r\n  }\r\n  .process-step {\r\n    flex: 0 0 50%;\r\n  }\r\n  .process-step:nth-child(2n)::after {\r\n    content: none;\r\n  }\r\n}\r\n@media (max-width: 600px) {\r\n  .process-step {\r\n    flex: 0 0 100%;\r\n  }\r\n  .process-step::after {\r\n    content: none !important;\r\n  }\r\n}\r\n<\/style>\r\n<div class=\"process-steps-wrap\">\r\n  <div class=\"process-steps\">\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">01<\/div>\r\n      <h3 class=\"step-title\">Apply<\/h3>\r\n      <p class=\"step-desc\">Fill in the form with your employment and salary details.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">02<\/div>\r\n      <h3 class=\"step-title\">Income Verification<\/h3>\r\n      <p class=\"step-desc\">We confirm your employer and net salary \u2014 automated and fast.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">03<\/div>\r\n      <h3 class=\"step-title\">Instant Approval<\/h3>\r\n      <p class=\"step-desc\">Receive your approval notification and loan offer.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">04<\/div>\r\n      <h3 class=\"step-title\">Funds Disbursed<\/h3>\r\n      <p class=\"step-desc\">Money is sent to your bank or M-Pesa account immediately.<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae67430 e-flex e-con-boxed e-con e-child\" data-id=\"ae67430\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9abb535 e-flex e-con-boxed e-con e-child\" data-id=\"9abb535\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6eca801 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6eca801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 Eligibility\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c613ed elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8c613ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who qualifies, and what to bring\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ab3132 e-con-full e-flex e-con e-child\" data-id=\"2ab3132\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-106c305 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"106c305\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kenyan citizen or resident, 18 years or older<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Are employed by a private company or NGO<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Have a regular monthly salary<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">National ID and KRA PIN<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">3 months' bank statements<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Meet Phoenix Capital's lending requirements<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c7203f e-con-full e-flex e-con e-child\" data-id=\"3c7203f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9e5cb00 e-con-full e-flex e-con e-child\" data-id=\"9e5cb00\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60b4d35 elementor-widget elementor-widget-counter\" data-id=\"60b4d35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Happy Clients<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c41666b elementor-widget elementor-widget-counter\" data-id=\"c41666b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Branches Nationwide<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"12\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8389eb elementor-widget elementor-widget-counter\" data-id=\"c8389eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Asset Financing Rate<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"95\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-176822c elementor-widget elementor-widget-counter\" data-id=\"176822c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Loan Products<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"6\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0290700 e-con-full e-flex e-con e-child\" data-id=\"0290700\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eef8f3c e-con-full e-flex e-con e-child\" data-id=\"eef8f3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0b2308b e-con-full e-flex e-con e-child\" data-id=\"0b2308b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc4c7fc elementor-widget elementor-widget-html\" data-id=\"bc4c7fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.branches-section {\r\n  font-family: 'Montserrat', sans-serif;\r\n  padding: 60px 20px;\r\n  max-width: 1200px;\r\n  margin: 0 auto;\r\n}\r\n.branches-tag {\r\n  color: #F05325;\r\n  font-weight: 700;\r\n  font-size: 13px;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  margin-bottom: 10px;\r\n}\r\n.branches-tag::before {\r\n  content: \"\u2014\";\r\n  margin-right: 6px;\r\n}\r\n.branches-heading {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 34px;\r\n  font-weight: 700;\r\n  color: #1a1a2e;\r\n  margin: 0 0 12px;\r\n}\r\n.branches-subheading {\r\n  font-size: 16px;\r\n  color: #555;\r\n  margin: 0 0 40px;\r\n  max-width: 700px;\r\n}\r\n.branches-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(4, 1fr);\r\n  gap: 14px;\r\n}\r\n.branch-card {\r\n  border-radius: 10px;\r\n  padding: 18px;\r\n  background-color: #f8f8f8;\r\n  border: 1px solid #f0f0f0;\r\n}\r\n.branch-card.branch-hq {\r\n  background-color: rgba(226, 86, 15, 0.05);\r\n  border: 1px solid rgba(226, 86, 15, 0.3);\r\n}\r\n.branch-region {\r\n  font-size: 10px;\r\n  font-weight: 700;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  color: #999;\r\n  margin-bottom: 4px;\r\n}\r\n.branch-card.branch-hq .branch-region {\r\n  color: #E2560F;\r\n}\r\n.branch-name {\r\n  font-weight: 700;\r\n  font-size: 15px;\r\n  color: #1a1a2e;\r\n  margin: 0 0 4px;\r\n}\r\n.branch-address {\r\n  font-size: 12px;\r\n  color: #999;\r\n  line-height: 1.5;\r\n  margin: 0;\r\n}\r\n@media (max-width: 991px) {\r\n  .branches-grid {\r\n    grid-template-columns: repeat(2, 1fr);\r\n  }\r\n}\r\n@media (max-width: 600px) {\r\n  .branches-grid {\r\n    grid-template-columns: 1fr;\r\n  }\r\n}\r\n<\/style>\r\n<div class=\"branches-section\">\r\n  <div class=\"branches-tag\">Find Us<\/div>\r\n  <h2 class=\"branches-heading\">Branches available<\/h2>\r\n  <p class=\"branches-subheading\">Head Office is in Kilimani, Nairobi, with branches across the city and beyond.<\/p>\r\n  <div class=\"branches-grid\">\r\n    <div class=\"branch-card branch-hq\">\r\n      <div class=\"branch-region\">Head Office<\/div>\r\n      <h3 class=\"branch-name\">Kilimani<\/h3>\r\n      <p class=\"branch-address\">8th Floor, The Arch Place, Nyangumi Road<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">CBD Town<\/h3>\r\n      <p class=\"branch-address\">12th Floor, Finance House, Loita Street<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Hurlingham<\/h3>\r\n      <p class=\"branch-address\">3rd Floor, Maralal Oasis<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Buruburu<\/h3>\r\n      <p class=\"branch-address\">2nd Floor, Fairline Centre<\/p>\r\n    <\/div>\r\n   \r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Utawala<\/h3>\r\n      <p class=\"branch-address\">1st Floor, Grey Park Annex<\/p>\r\n    <\/div>\r\n \r\n \r\n  \r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kiambu<\/div>\r\n      <h3 class=\"branch-name\">Kiambu<\/h3>\r\n      <p class=\"branch-address\">8th Floor, Bishop Ranji House<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kiambu<\/div>\r\n      <h3 class=\"branch-name\">Thika<\/h3>\r\n      <p class=\"branch-address\">1st Floor, Maisha Heights<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kajiado<\/div>\r\n      <h3 class=\"branch-name\">Kitengela<\/h3>\r\n      <p class=\"branch-address\"> 3rd floor Kitengela Mall<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3354f8 elementor-widget elementor-widget-html\" data-id=\"a3354f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.cbk-trust-block {\r\n  font-family: 'Montserrat', sans-serif;\r\n  background-color: #111111;\r\n  border-radius: 12px;\r\n  padding: 32px;\r\n  max-width: 900px;\r\n  margin: 0 auto;\r\n}\r\n.cbk-badge {\r\n  display: inline-block;\r\n  border: 1px solid rgba(226, 86, 15, 0.5);\r\n  color: #E2560F;\r\n  font-size: 10px;\r\n  font-weight: 700;\r\n  padding: 4px 12px;\r\n  border-radius: 999px;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.5px;\r\n  margin-bottom: 16px;\r\n}\r\n.cbk-title {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 22px;\r\n  font-weight: 700;\r\n  color: #ffffff;\r\n  margin: 0 0 14px;\r\n}\r\n.cbk-desc {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 14px;\r\n  color: rgba(255,255,255,0.6);\r\n  line-height: 1.7;\r\n  margin: 0 0 24px;\r\n}\r\n.cbk-stats {\r\n  display: grid;\r\n  grid-template-columns: repeat(3, 1fr);\r\n  gap: 16px;\r\n  border-top: 1px solid rgba(255,255,255,0.1);\r\n  padding-top: 20px;\r\n}\r\n.cbk-stat-value {\r\n  color: #E2560F;\r\n  font-size: 22px;\r\n  font-weight: 700;\r\n}\r\n.cbk-stat-label {\r\n  color: rgba(255,255,255,0.45);\r\n  font-size: 12px;\r\n  margin-top: 2px;\r\n}\r\n@media (max-width: 600px) {\r\n  .cbk-stats {\r\n    grid-template-columns: 1fr;\r\n    gap: 14px;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"cbk-trust-block\">\r\n  <div class=\"cbk-badge\">CBK Regulated<\/div>\r\n  <h3 class=\"cbk-title\">Licensed lending, on the record.<\/h3>\r\n  <p class=\"cbk-desc\">Phoenix Capital Limited is licensed by the Central Bank of Kenya (CBK) as a Digital Credit Provider under the Central Bank of Kenya Act, and is listed on CBK's public directory of licensed lenders. Every loan we issue comes with a written offer, transparent terms, and a formally registered NTSA transfer \u2014 no informal side agreements.<\/p>\r\n  <div class=\"cbk-stats\">\r\n    <div>\r\n      <div class=\"cbk-stat-value\">70%<\/div>\r\n      <div class=\"cbk-stat-label\">Max loan-to-value<\/div>\r\n    <\/div>\r\n    <div>\r\n      <div class=\"cbk-stat-value\">2 hrs<\/div>\r\n      <div class=\"cbk-stat-label\">Fastest disbursement<\/div>\r\n    <\/div>\r\n    <div>\r\n      <div class=\"cbk-stat-value\">11<\/div>\r\n      <div class=\"cbk-stat-label\">Branches nationwide<\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-510a11a form e-flex e-con-boxed e-con e-child\" data-id=\"510a11a\" data-element_type=\"container\" data-e-type=\"container\" id=\"form\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94884e5 elementor-widget elementor-widget-heading\" data-id=\"94884e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2014 Apply\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afe40a9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"afe40a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start your application\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fe468f e-flex e-con-boxed e-con e-child\" data-id=\"2fe468f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-520da19 elementor-widget elementor-widget-shortcode\" data-id=\"520da19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='fluentform ff-default fluentform_wrapper_13 ffs_default_wrap'><form data-form_id=\"13\" id=\"fluentform_13\" class=\"frm-fluent-form fluent_form_13 ff-el-form-top ff_form_instance_13_1 ff-form-loading ffs_default\" data-form_instance=\"ff_form_instance_13_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Salary Advance Loan<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='1489' \/><input type=\"hidden\" id=\"_fluentform_13_fluentformnonce\" name=\"_fluentform_13_fluentformnonce\" value=\"dd44bd4cb0\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F1489\" \/><div data-name=\"ff_cn_id_1\"  class='ff-t-container ff-column-container ff_columns_total_1 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 100%;'><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-13_1\" ><h3 style=\"text-align: center\"><strong>SALARY ADVANCE LOAN<\/strong><\/h3>\n<h3 style=\"text-align: center\">Your Details<\/h3><\/div><\/div><\/div><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_13_names_first_name_' id='label_ff_13_names_first_name_' >First Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_13_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"First Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_13_names_last_name_' id='label_ff_13_names_last_name_' >Last Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_13_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Last Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_2\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_13_input_text' id='label_ff_13_input_text' aria-label=\"Phone number\">Phone number<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" data-name=\"input_text\" id=\"ff_13_input_text\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_13_email' id='label_ff_13_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_13_email\" class=\"ff-el-form-control\" placeholder=\"Email Address\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-13_2\" ><h3 style=\"text-align: center\">Employer &amp; Salary Details<\/h3><\/div><div data-name=\"ff_cn_id_3\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_13_input_text_2' id='label_ff_13_input_text_2' aria-label=\"Employer Name\">Employer Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_2\" class=\"ff-el-form-control\" placeholder=\"Enter employer name\" data-name=\"input_text_2\" id=\"ff_13_input_text_2\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_13_numeric_field' id='label_ff_13_numeric_field' aria-label=\"Employer Contact\">Employer Contact<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field\" id=\"ff_13_numeric_field\" class=\"ff-el-form-control\" placeholder=\"Employer phone\/email\" data-name=\"numeric_field\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_4\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_13_numeric_field_2' id='label_ff_13_numeric_field_2' aria-label=\"Net Monthly Salary\">Net Monthly Salary<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field_2\" id=\"ff_13_numeric_field_2\" class=\"ff-el-form-control\" placeholder=\"Net salary\" data-name=\"numeric_field_2\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_13_numeric_field_3' id='label_ff_13_numeric_field_3' aria-label=\"Loan Amount\">Loan Amount<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field_3\" id=\"ff_13_numeric_field_3\" class=\"ff-el-form-control\" placeholder=\"Up to 30% of net salary\" data-name=\"numeric_field_3\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='ff-el-group    ff-el-input--content'><div class='ff-el-form-check ff-el-tc'><label aria-label='I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.' class='ff-el-form-check-label ff_tc_label' for=terms-n-condition_4510cdfde39f0ddfe7f6bcf29e2e466d><span class='ff_tc_checkbox'><input type=\"checkbox\" name=\"terms-n-condition\" class=\"ff-el-form-check-input\" data-name=\"terms-n-condition\" id=\"terms-n-condition_4510cdfde39f0ddfe7f6bcf29e2e466d\"  value='on' aria-invalid='false' aria-required=true><\/span> <div class='ff_t_c'><p>I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.<\/p><\/div><\/label><\/div><\/div><div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style wpf_has_custom_css\"  aria-label=\"Submit Application\">Submit Application<\/button><\/div><\/fieldset><\/form><div id='fluentform_13_errors' class='ff-errors-in-stack ff_form_instance_13_1 ff-form-loading_errors ff_form_instance_13_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_13_1 = {\"id\":\"13\",\"ajaxUrl\":\"https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"asteriskPlacement\":\"asterisk-right\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_13_1\",\"form_id_selector\":\"fluentform_13\",\"rules\":{\"names[first_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"names[middle_name]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"names[last_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"input_text\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global_message\":\"This field is required\",\"global\":true}},\"email\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"},\"email\":{\"value\":true,\"message\":\"This field must contain a valid email\",\"global\":true,\"global_message\":\"This field must contain a valid email\"}},\"input_text_2\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global_message\":\"This field is required\",\"global\":true}},\"numeric_field\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global_message\":\"This field is required\",\"global\":true},\"numeric\":{\"value\":true,\"message\":\"This field must contain numeric value\",\"global_message\":\"This field must contain numeric value\",\"global\":true},\"min\":{\"value\":\"\",\"message\":\"Validation fails for minimum value\",\"global_message\":\"Validation fails for minimum value\",\"global\":true},\"max\":{\"value\":\"\",\"message\":\"Validation fails for maximum value\",\"global_message\":\"Validation fails for maximum value\",\"global\":true},\"digits\":{\"value\":\"\",\"message\":\"Validation fails for limited digits\",\"global_message\":\"Validation fails for limited digits\",\"global\":true}},\"numeric_field_2\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global_message\":\"This field is required\",\"global\":true},\"numeric\":{\"value\":true,\"message\":\"This field must contain numeric value\",\"global_message\":\"This field must contain numeric value\",\"global\":true},\"min\":{\"value\":\"\",\"message\":\"Validation fails for minimum value\",\"global_message\":\"Validation fails for minimum value\",\"global\":true},\"max\":{\"value\":\"\",\"message\":\"Validation fails for maximum value\",\"global_message\":\"Validation fails for maximum value\",\"global\":true},\"digits\":{\"value\":\"\",\"message\":\"Validation fails for limited digits\",\"global_message\":\"Validation fails for limited digits\",\"global\":true}},\"numeric_field_3\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global_message\":\"This field is required\",\"global\":true},\"numeric\":{\"value\":true,\"message\":\"This field must contain numeric value\",\"global_message\":\"This field must contain numeric value\",\"global\":true},\"min\":{\"value\":\"\",\"message\":\"Validation fails for minimum value\",\"global_message\":\"Validation fails for minimum value\",\"global\":true},\"max\":{\"value\":\"\",\"message\":\"Validation fails for maximum value\",\"global_message\":\"Validation fails for maximum value\",\"global\":true},\"digits\":{\"value\":\"\",\"message\":\"Validation fails for limited digits\",\"global_message\":\"Validation fails for limited digits\",\"global\":true}},\"terms-n-condition\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global_message\":\"This field is required\",\"global\":true}}},\"debounce_time\":300,\"file_upload_settings\":[]};\n                            <\/script>\n            <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4acc8de e-flex e-con-boxed e-con e-parent\" data-id=\"4acc8de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0dd609f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0dd609f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfecdff elementor-widget elementor-widget-n-accordion\" data-id=\"cfecdff\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2180\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2180\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is a salary advance loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2180\" class=\"elementor-element elementor-element-c360819 e-con-full e-flex e-con e-child\" data-id=\"c360819\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f88bf8e elementor-widget elementor-widget-text-editor\" data-id=\"f88bf8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A salary advance loan (also called a check-off loan) lets employed individuals borrow against their upcoming salary. Repayments are typically deducted directly from your salary through arrangement with your employer, making it a convenient, low-hassle way to access short-term credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2181\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2181\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who qualifies for a salary advance loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2181\" class=\"elementor-element elementor-element-5ab3ddf e-con-full e-flex e-con e-child\" data-id=\"5ab3ddf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e67bac elementor-widget elementor-widget-text-editor\" data-id=\"7e67bac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Generally, you need to be:<\/p><ul><li>At least 18 years old<\/li><li>A confirmed, permanent employee (not on probation)<\/li><li>Employed with your current employer for a minimum period (commonly at least 6 months)<\/li><li>Working for an employer that Phoenix Capital can arrange a check-off\/salary deduction agreement with<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2182\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2182\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What documents do I need? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2182\" class=\"elementor-element elementor-element-e67b61d e-con-full e-flex e-con e-child\" data-id=\"e67b61d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4f547 elementor-widget elementor-widget-text-editor\" data-id=\"7d4f547\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>National ID and KRA PIN<\/li><li>Recent payslip(s)<\/li><li>Employer confirmation\/introduction letter<\/li><li>A completed salary advance application form, signed off by your employer where a check-off arrangement is used<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2183\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2183\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much can I borrow? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2183\" class=\"elementor-element elementor-element-abf230e e-con-full e-flex e-con e-child\" data-id=\"abf230e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a4b49f elementor-widget elementor-widget-text-editor\" data-id=\"1a4b49f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The amount you qualify for is based on your monthly or annual salary and the agreed repayment period \u2014 typically a portion of your net monthly income to keep repayments manageable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2184\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2184\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How is the loan repaid? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2184\" class=\"elementor-element elementor-element-7ef8e14 e-con-full e-flex e-con e-child\" data-id=\"7ef8e14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13b9016 elementor-widget elementor-widget-text-editor\" data-id=\"13b9016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Repayment is usually made through automatic salary deduction (check-off) coordinated with your employer&#8217;s payroll, meaning you don&#8217;t need to make manual payments each month.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2185\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2185\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How long does it take to get approved? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2185\" class=\"elementor-element elementor-element-b5f3b08 e-con-full e-flex e-con e-child\" data-id=\"b5f3b08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d95e51 elementor-widget elementor-widget-text-editor\" data-id=\"4d95e51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Because it requires employer sign-off for the check-off arrangement, processing can take a bit longer than a purely digital loan, but once the employer confirmation is in place, disbursement is generally fast.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2186\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2186\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if I change employers before the loan is fully repaid? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2186\" class=\"elementor-element elementor-element-5247f29 e-con-full e-flex e-con e-child\" data-id=\"5247f29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9199ba2 elementor-widget elementor-widget-text-editor\" data-id=\"9199ba2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You should inform Phoenix Capital immediately if your employment status changes, since the repayment arrangement is tied to your current employer&#8217;s payroll. We&#8217;ll work with you to agree on an alternative repayment method to keep your account in good standing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2187\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2187\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2187\" class=\"elementor-element elementor-element-f135e4d e-con-full e-flex e-con e-child\" data-id=\"f135e4d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e0b68d elementor-widget elementor-widget-text-editor\" data-id=\"6e0b68d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Complete the salary advance application form, have it signed by your employer, and submit it along with your ID, KRA PIN, and payslip. Once your employer confirms the check-off arrangement, your loan is disbursed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Phoenix Capital \u2013 We Enable, You Prosper Salary Advance (Advans) Access up to 30% of your net monthly salary before payday \u2014 instant approval, automated disbursement, one-month repayment. For private sector and NGO employees only. \u00a0\u00a0 Apply For A salary advance loan Chat on Whatsapp Loan Amount Up to KSh 50,000 Repayment Period 3 months [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1489","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"phoenix","author_link":"https:\/\/phoenixcapitalkenya.co.ke\/?author=1"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Phoenix Capital \u2013 We Enable, You Prosper Salary Advance (Advans) Access up to 30% of your net monthly salary before payday \u2014 instant approval, automated disbursement, one-month repayment. For private sector and NGO employees only. \u00a0\u00a0 Apply For A salary advance loan Chat on Whatsapp Loan Amount Up to KSh 50,000 Repayment Period 3 months&hellip;","_links":{"self":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/1489","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1489"}],"version-history":[{"count":42,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/1489\/revisions"}],"predecessor-version":[{"id":5147,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/1489\/revisions\/5147"}],"wp:attachment":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}