{"id":1481,"date":"2026-07-06T04:02:22","date_gmt":"2026-07-06T04:02:22","guid":{"rendered":"https:\/\/phoenix.kajeatech.co.ke\/?page_id=1481"},"modified":"2026-08-17T12:32:45","modified_gmt":"2026-08-17T12:32:45","slug":"restock-biashara-loan","status":"publish","type":"page","link":"https:\/\/phoenixcapitalkenya.co.ke\/?page_id=1481","title":{"rendered":"Restock Biashara Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1481\" class=\"elementor elementor-1481\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7f5ad3 e-flex e-con-boxed e-con e-child\" data-id=\"c7f5ad3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:4212,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-14-43.jpg&quot;},{&quot;id&quot;:4214,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-34-30-2.jpg&quot;},{&quot;id&quot;:4216,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-14-42.jpg&quot;},{&quot;id&quot;:4217,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-14-43-4.jpg&quot;}],&quot;background_slideshow_slide_transition&quot;:&quot;slide_left&quot;,&quot;background_slideshow_ken_burns&quot;:&quot;yes&quot;,&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_transition_duration&quot;:500,&quot;background_slideshow_ken_burns_zoom_direction&quot;:&quot;in&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-529cbfc elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"529cbfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Phoenix Capital \u2013 We Enable, You Prosper<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34db205 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"34db205\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SME Biashara Loan\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0107d7a elementor-widget elementor-widget-text-editor\" data-id=\"0107d7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whether you run a vegetable stall, a kiosk, or a small shop, get up to KES 30,000 to restock fast \u2014 simple application, no long queues. Or dial <b>*568#<\/b>\u00a0to apply right now.<\/p><div class=\"btnrow\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a02e42b e-con-full e-flex e-con e-child\" data-id=\"a02e42b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b8b5b6 elementor-widget elementor-widget-button\" data-id=\"8b8b5b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply For A SME BIASHARA Loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b0d24f elementor-widget elementor-widget-button\" data-id=\"8b0d24f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/254747100100\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Chat on Whatsapp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ab7e2a e-con-full e-flex e-con e-parent\" data-id=\"5ab7e2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d1326b9 e-con-full e-flex e-con e-child\" data-id=\"d1326b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a6cee4 e-con-full e-flex e-con e-child\" data-id=\"1a6cee4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1361a7c elementor-widget elementor-widget-html\" data-id=\"1361a7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link\n  rel=\"stylesheet\"\n  href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.5.2\/css\/all.min.css\"\n\/>\n\n<div class=\"phx-capital-strip\">\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-solid fa-money-bill-wave\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Loan Amount<\/span>\n      <p>Up to KSh 30,000<\/p>\n    <\/div>\n  <\/div>\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-regular fa-calendar-days\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Repayment Period<\/span>\n      <p>1\u20133 months<\/p>\n    <\/div>\n  <\/div>\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-solid fa-percent\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Interest Rate<\/span>\n      <p>From 24% p.m.       6% processing fee <\/p>\n    <\/div>\n  <\/div>\n\n  <div class=\"phx-capital-item\">\n    <div class=\"phx-capital-icon\">\n      <i class=\"fa-solid fa-clock\"><\/i>\n    <\/div>\n\n    <div class=\"phx-capital-copy\">\n      <span>Processing Time<\/span>\n      <p>2 hours<\/p>\n    <\/div>\n  <\/div>\n\n<\/div>\n\n<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;600;700&display=swap');\n\n.phx-capital-strip,\n.phx-capital-strip * {\n  box-sizing: border-box;\n}\n\n.phx-capital-strip {\n  width: 100%;\n  max-width: 1180px;\n  margin: 0 auto;\n  padding: 24px 28px;\n  display: grid;\n  grid-template-columns: repeat(4, minmax(0, 1fr));\n  background: #ffffff;\n  border: 1px solid #eeeeee;\n  border-radius: 14px;\n  box-shadow: 0 14px 35px rgba(0, 0, 0, 0.10);\n  font-family: 'Montserrat', sans-serif;\n}\n\n.phx-capital-item {\n  min-width: 0;\n  min-height: 64px;\n  display: flex;\n  align-items: center;\n  gap: 15px;\n  padding: 4px 24px;\n  border-right: 1px solid #e7e7e7;\n}\n\n.phx-capital-item:first-child {\n  padding-left: 4px;\n}\n\n.phx-capital-item:last-child {\n  padding-right: 4px;\n  border-right: none;\n}\n\n.phx-capital-icon {\n  width: 42px;\n  height: 42px;\n  min-width: 42px;\n  flex: 0 0 42px;\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  color: #E2560F;\n}\n\n.phx-capital-icon i {\n  display: inline-block;\n  color: #E2560F;\n  font-size: 28px;\n  line-height: 1;\n}\n\n.phx-capital-copy {\n  min-width: 0;\n}\n\n.phx-capital-copy span {\n  display: block;\n  margin-bottom: 5px;\n  color: #171717;\n  font-size: 13px;\n  font-weight: 700;\n  line-height: 1.25;\n}\n\n.phx-capital-copy p {\n  margin: 0;\n  color: #696969;\n  font-size: 12px;\n  font-weight: 400;\n  line-height: 1.45;\n}\n\n@media (max-width: 900px) {\n  .phx-capital-strip {\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    padding: 18px;\n  }\n\n  .phx-capital-item {\n    padding: 18px;\n  }\n\n  .phx-capital-item:nth-child(2) {\n    border-right: none;\n  }\n\n  .phx-capital-item:nth-child(-n+2) {\n    border-bottom: 1px solid #e7e7e7;\n  }\n\n  .phx-capital-item:first-child,\n  .phx-capital-item:last-child {\n    padding: 18px;\n  }\n}\n\n@media (max-width: 560px) {\n  .phx-capital-strip {\n    grid-template-columns: 1fr;\n    padding: 10px 18px;\n    border-radius: 12px;\n  }\n\n  .phx-capital-item,\n  .phx-capital-item:first-child,\n  .phx-capital-item:last-child {\n    padding: 18px 4px;\n    border-right: none;\n    border-bottom: 1px solid #e7e7e7;\n  }\n\n  .phx-capital-item:last-child {\n    border-bottom: none;\n  }\n\n  .phx-capital-icon i {\n    font-size: 25px;\n  }\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec9066b e-flex e-con-boxed e-con e-child\" data-id=\"ec9066b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-101a5b9 e-flex e-con-boxed e-con e-child\" data-id=\"101a5b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c76843e elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c76843e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 How This Loan is Different\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e3fd11 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7e3fd11\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a SME Biashara Loan?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3d58f1 elementor-widget elementor-widget-text-editor\" data-id=\"c3d58f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"mb-8\"><p class=\"font-claude-response-body break-words whitespace-normal\">Instead of disbursing cash to you, we settle the supplier&#8217;s invoice directly with your chosen supplier or wholesaler \u2014 so the money goes exactly where it&#8217;s needed.<\/p><p class=\"font-claude-response-body break-words whitespace-normal\">\u00a0<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa6c4c3 e-con-full e-flex e-con e-child\" data-id=\"aa6c4c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-73a4d8a e-con-full e-flex e-con e-child\" data-id=\"73a4d8a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6eec0f elementor-widget elementor-widget-heading\" data-id=\"a6eec0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Pick your own supplier\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-493ab0a elementor-widget elementor-widget-text-editor\" data-id=\"493ab0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font-claude-response-body break-words whitespace-normal\">Buy from a supplier or wholesaler you already trust \u2014 we&#8217;re not tied to a single vendor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b09adf e-con-full e-flex e-con e-child\" data-id=\"1b09adf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2669a42 elementor-widget elementor-widget-heading\" data-id=\"2669a42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">No upfront cash needed\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e24072 elementor-widget elementor-widget-text-editor\" data-id=\"0e24072\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p class=\"font-claude-response-body break-words whitespace-normal\">We pay the supplier once the invoice or quotation is verified, so you can restock immediately.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0b3157 e-con-full e-flex e-con e-child\" data-id=\"f0b3157\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ff2ce7 elementor-widget elementor-widget-heading\" data-id=\"6ff2ce7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Repay at your own pace\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4552cdd elementor-widget elementor-widget-text-editor\" data-id=\"4552cdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"py-14 bg-white\"><div class=\"max-w-7xl mx-auto px-4\"><div class=\"grid md:grid-cols-3 gap-5\"><div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><div role=\"feed\" aria-label=\"Chat messages\" aria-describedby=\"_r_h2_\" aria-busy=\"false\" data-find-provider-scope=\"\"><div data-sizer-excess=\"0\"><div data-index=\"7\" data-last-message=\"true\"><div tabindex=\"0\" role=\"article\" aria-setsize=\"8\" aria-posinset=\"8\" aria-label=\"Message 8 of 8\"><div data-test-render-count=\"1\"><div class=\"group\"><div class=\"contents\"><div class=\"group relative relative pb-[var(--msg-assistant-pb,0.75rem)]\" data-is-streaming=\"false\"><div class=\"font-claude-response relative leading-[1.65rem] [&amp;_pre&gt;div]:bg-bg-000\/50 [&amp;_pre&gt;div]:border-0.5 [&amp;_pre&gt;div]:border-border-400 [&amp;_.ignore-pre-bg&gt;div]:bg-transparent [&amp;_.standard-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&amp;_.standard-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8 [&amp;_.progressive-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&amp;_.progressive-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8\"><div><div class=\"grid grid-rows-[auto_auto] min-w-0\"><div class=\"row-start-2 col-start-1 relative grid grid-rows-[auto_auto] isolate min-w-0\"><div class=\"row-start-1 col-start-1 relative z-[2] min-w-0\"><div><div><div class=\"standard-markdown grid-cols-1 grid [&amp;_&gt;_*]:min-w-0 gap-3 standard-markdown\"><p class=\"font-claude-response-body break-words whitespace-normal\">Flexible instalments sized to what your business can comfortably manage.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-098b98d e-flex e-con-boxed e-con e-child\" data-id=\"098b98d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b24a805 e-flex e-con-boxed e-con e-child\" data-id=\"b24a805\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e02a0 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b5e02a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 Process\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5668a0 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c5668a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it works\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18db264 elementor-widget elementor-widget-text-editor\" data-id=\"18db264\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"mb-8\"><div class=\"mb-8\"><div class=\"mb-8\"><p class=\"text-gray-500 text-sm leading-relaxed\">Four steps from application to money in hand. Most customers with complete documents finish the same day.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5001550 e-con-full e-flex e-con e-child\" data-id=\"5001550\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-107cda6 elementor-widget elementor-widget-html\" data-id=\"107cda6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;700;800&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n.process-steps-wrap {\r\n  font-family: 'Montserrat', sans-serif;\r\n  padding: 20px 0;\r\n}\r\n.process-steps {\r\n  display: flex;\r\n  justify-content: space-between;\r\n  position: relative;\r\n}\r\n.process-step {\r\n  flex: 1;\r\n  position: relative;\r\n  padding-right: 20px;\r\n}\r\n.process-step:not(:last-child)::after {\r\n  content: \"\";\r\n  position: absolute;\r\n  top: 20px;\r\n  left: 60px;\r\n  right: 0;\r\n  height: 1px;\r\n  border-top: 2px dashed #e0e0e0;\r\n}\r\n.step-number {\r\n  width: 40px;\r\n  height: 40px;\r\n  background-color: #F05223;\r\n  color: #fff;\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  font-weight: 700;\r\n  font-size: 15px;\r\n  margin-bottom: 16px;\r\n  position: relative;\r\n  z-index: 2;\r\n}\r\n.step-title {\r\n  font-weight: 700;\r\n  font-size: 16px;\r\n  color: #1a1a2e;\r\n  margin: 0 0 8px;\r\n}\r\n.step-desc {\r\n  font-size: 13.5px;\r\n  font-weight: 400;\r\n  color: #777;\r\n  line-height: 1.5;\r\n  margin: 0;\r\n  max-width: 200px;\r\n}\r\n@media (max-width: 991px) {\r\n  .process-steps {\r\n    flex-wrap: wrap;\r\n    row-gap: 30px;\r\n  }\r\n  .process-step {\r\n    flex: 0 0 50%;\r\n  }\r\n  .process-step:nth-child(2n)::after {\r\n    content: none;\r\n  }\r\n}\r\n@media (max-width: 600px) {\r\n  .process-step {\r\n    flex: 0 0 100%;\r\n  }\r\n  .process-step::after {\r\n    content: none !important;\r\n  }\r\n}\r\n<\/style>\r\n<div class=\"process-steps-wrap\">\r\n  <div class=\"process-steps\">\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">01<\/div>\r\n      <h3 class=\"step-title\">Apply<\/h3>\r\n      <p class=\"step-desc\">Visit any branch, call, or dial *568#.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">02<\/div>\r\n      <h3 class=\"step-title\">Quick Verification<\/h3>\r\n      <p class=\"step-desc\">We confirm your ID and trading details.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">03<\/div>\r\n      <h3 class=\"step-title\">Approval<\/h3>\r\n      <p class=\"step-desc\">Get your approved amount, up to KES 30,000.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">04<\/div>\r\n      <h3 class=\"step-title\">Funds Sent<\/h3>\r\n      <p class=\"step-desc\">Money lands in your account or mobile money, same day.<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41b4404 e-flex e-con-boxed e-con e-child\" data-id=\"41b4404\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-869f402 e-flex e-con-boxed e-con e-child\" data-id=\"869f402\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a41279 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2a41279\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 Eligibility\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9430553 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9430553\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who qualifies, and what to bring\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4511c92 e-con-full e-flex e-con e-child\" data-id=\"4511c92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-181f296 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"181f296\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kenyan citizen or resident, 18 years and above<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Show proof of Physical location of business, small business or trading stall<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">National ID and passport photo<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A phone number registered for mobile money<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Some evidence of trading \u2014 M-Pesa statement, stall location, or supplier receipts<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-398f0d8 e-con-full e-flex e-con e-child\" data-id=\"398f0d8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eae3ee8 elementor-widget elementor-widget-html\" data-id=\"eae3ee8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<div id=\"pc-loan-calc\" style=\"max-width:420px;margin:0 auto;font-family:'Montserrat',sans-serif;background:#ffffff;border-radius:16px;padding:24px;box-shadow:0 10px 40px rgba(0,0,0,0.12);\">\r\n\r\n  <!-- Header -->\r\n  <div style=\"display:flex;align-items:center;gap:10px;margin-bottom:20px;\">\r\n    <div style=\"width:36px;height:36px;border-radius:10px;background:#E2560F;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\r\n      <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ffffff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"4\" y=\"2\" width=\"16\" height=\"20\" rx=\"2\"><\/rect><line x1=\"8\" y1=\"7\" x2=\"16\" y2=\"7\"><\/line><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"><\/line><line x1=\"8\" y1=\"17\" x2=\"12\" y2=\"17\"><\/line><\/svg>\r\n    <\/div>\r\n    <div>\r\n      <div style=\"font-weight:700;font-size:14px;color:#111111;\">Loan Calculator<\/div>\r\n      <div style=\"font-size:12px;color:#999999;\">Estimate your monthly payment<\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Loan Amount -->\r\n  <div style=\"margin-bottom:18px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Loan Amount<\/span>\r\n      <span id=\"pc-amount-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">KSh 500,000<\/span>\r\n    <\/div>\r\n    <input id=\"pc-amount\" class=\"pc-slider\" type=\"range\" min=\"50000\" max=\"5000000\" step=\"50000\" value=\"500000\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>KSh 50K<\/span><span>KSh 5M<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Monthly Rate -->\r\n  <div style=\"margin-bottom:18px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Monthly Rate<\/span>\r\n      <span id=\"pc-rate-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">4.5%<\/span>\r\n    <\/div>\r\n    <input id=\"pc-rate\" class=\"pc-slider\" type=\"range\" min=\"3\" max=\"8\" step=\"0.1\" value=\"4.0\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>3%<\/span><span>8%<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Loan Term -->\r\n  <div style=\"margin-bottom:20px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Loan Term<\/span>\r\n      <span id=\"pc-term-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">12 months<\/span>\r\n    <\/div>\r\n    <input id=\"pc-term\" class=\"pc-slider\" type=\"range\" min=\"1\" max=\"36\" step=\"1\" value=\"12\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>1 mo<\/span><span>36 mo<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Result Box -->\r\n  <div style=\"background:#111111;border-radius:12px;padding:16px;margin-bottom:16px;\">\r\n    <div style=\"color:#E2560F;font-size:10px;font-weight:700;letter-spacing:0.5px;text-transform:uppercase;margin-bottom:4px;\">Estimated Monthly Payment<\/div>\r\n    <div id=\"pc-monthly-out\" style=\"color:#ffffff;font-size:28px;font-weight:800;line-height:1.2;\">KSh 0<\/div>\r\n    <div style=\"color:rgba(255,255,255,0.4);font-size:10px;margin-top:4px;\">Indicative \u2014 subject to credit assessment<\/div>\r\n  <\/div>\r\n\r\n  <!-- CTA -->\r\n  <a href=\"#form\" style=\"display:flex;align-items:center;justify-content:center;gap:8px;background:#E2560F;color:#ffffff;text-align:center;padding:14px;border-radius:10px;text-decoration:none;font-weight:700;font-size:14px;\">\r\n    Apply for This Loan\r\n    <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ffffff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\r\n  <\/a>\r\n<\/div>\r\n\r\n<style>\r\n  #pc-loan-calc .pc-slider {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 100%;\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: #f0f0f0;\r\n    outline: none;\r\n    cursor: pointer;\r\n    box-sizing: border-box;\r\n    margin: 0;\r\n    padding: 0;\r\n  }\r\n  #pc-loan-calc .pc-slider::-webkit-slider-thumb {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 18px;\r\n    height: 18px;\r\n    border-radius: 50%;\r\n    background: #E2560F;\r\n    box-shadow: 0 2px 6px rgba(226,86,15,0.4);\r\n    cursor: pointer;\r\n    margin-top: -6.5px;\r\n  }\r\n  #pc-loan-calc .pc-slider::-webkit-slider-runnable-track {\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: transparent;\r\n  }\r\n  #pc-loan-calc .pc-slider::-moz-range-thumb {\r\n    width: 18px;\r\n    height: 18px;\r\n    border-radius: 50%;\r\n    background: #E2560F;\r\n    border: none;\r\n    box-shadow: 0 2px 6px rgba(226,86,15,0.4);\r\n    cursor: pointer;\r\n  }\r\n  #pc-loan-calc .pc-slider::-moz-range-track {\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: transparent;\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n(function(){\r\n  var amountSlider = document.getElementById('pc-amount');\r\n  var rateSlider = document.getElementById('pc-rate');\r\n  var termSlider = document.getElementById('pc-term');\r\n  var amountOut = document.getElementById('pc-amount-out');\r\n  var rateOut = document.getElementById('pc-rate-out');\r\n  var termOut = document.getElementById('pc-term-out');\r\n  var monthlyOut = document.getElementById('pc-monthly-out');\r\n\r\n  var THUMB_WIDTH = 18;\r\n\r\n  function fmtKsh(n){\r\n    return 'KSh ' + Math.round(n).toLocaleString('en-KE');\r\n  }\r\n\r\n  function paintSlider(slider){\r\n    var min = parseFloat(slider.min);\r\n    var max = parseFloat(slider.max);\r\n    var val = parseFloat(slider.value);\r\n    var percent = (val - min) \/ (max - min);\r\n    var trackWidth = slider.offsetWidth || 1;\r\n    var thumbCenterPx = (THUMB_WIDTH \/ 2) + percent * (trackWidth - THUMB_WIDTH);\r\n    var fillPercent = (thumbCenterPx \/ trackWidth) * 100;\r\n    slider.style.background =\r\n      'linear-gradient(to right, #E2560F 0%, #E2560F ' + fillPercent + '%, #f0f0f0 ' + fillPercent + '%, #f0f0f0 100%)';\r\n  }\r\n\r\n  function paintAll(){\r\n    paintSlider(amountSlider);\r\n    paintSlider(rateSlider);\r\n    paintSlider(termSlider);\r\n  }\r\n\r\n  function calcMonthly(p, monthlyPct, months){\r\n    if (monthlyPct === 0) return p \/ months;\r\n    var r = monthlyPct \/ 100;\r\n    return (p * r * Math.pow(1 + r, months)) \/ (Math.pow(1 + r, months) - 1);\r\n  }\r\n\r\n  function calculate(){\r\n    var P = parseFloat(amountSlider.value);\r\n    var rate = parseFloat(rateSlider.value);\r\n    var term = parseInt(termSlider.value, 10);\r\n\r\n    amountOut.textContent = fmtKsh(P);\r\n    rateOut.textContent = rate.toFixed(1) + '%';\r\n    termOut.textContent = term + ' months';\r\n    monthlyOut.textContent = fmtKsh(calcMonthly(P, rate, term));\r\n\r\n    paintAll();\r\n  }\r\n\r\n  amountSlider.addEventListener('input', calculate);\r\n  rateSlider.addEventListener('input', calculate);\r\n  termSlider.addEventListener('input', calculate);\r\n  window.addEventListener('resize', paintAll);\r\n  setTimeout(calculate, 50);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d4c56a e-con-full e-flex e-con e-child\" data-id=\"2d4c56a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b77c742 e-con-full e-flex e-con e-child\" data-id=\"b77c742\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4b5be3b e-con-full e-flex e-con e-child\" data-id=\"4b5be3b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2554909 elementor-widget elementor-widget-counter\" data-id=\"2554909\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Happy Clients<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4ea53f elementor-widget elementor-widget-counter\" data-id=\"b4ea53f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Branches Nationwide<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"12\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37bdd9d elementor-widget elementor-widget-counter\" data-id=\"37bdd9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Average approval time<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"24\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">hrs<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-788eba6 elementor-widget elementor-widget-counter\" data-id=\"788eba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Years in business<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"10\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72b0d28 e-con-full e-flex e-con e-child\" data-id=\"72b0d28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b316f9d e-con-full e-flex e-con e-child\" data-id=\"b316f9d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ff733d0 e-con-full e-flex e-con e-child\" data-id=\"ff733d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-05e93fc e-con-full e-flex e-con e-child\" data-id=\"05e93fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60302d1 elementor-widget elementor-widget-html\" data-id=\"60302d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;600;700&display=swap');\n\n.branches-section{\n    font-family:'Montserrat',sans-serif;\n    padding:60px 20px;\n    max-width:1200px;\n    margin:0 auto;\n}\n\n.branches-tag{\n    color:#F05325;\n    font-weight:700;\n    font-size:13px;\n    letter-spacing:1px;\n    text-transform:uppercase;\n    margin-bottom:10px;\n}\n\n.branches-tag::before{\n    content:\"\u2014\";\n    margin-right:6px;\n}\n\n.branches-heading{\n    font-family:Georgia,'Times New Roman',serif;\n    font-size:34px;\n    font-weight:700;\n    color:#1a1a2e;\n    margin:0 0 12px;\n}\n\n.branches-subheading{\n    font-size:16px;\n    color:#555;\n    margin:0 0 40px;\n    max-width:700px;\n}\n\n.branches-grid{\n    display:grid;\n    grid-template-columns:repeat(4,1fr);\n    gap:14px;\n}\n\n.branch-card{\n    background:#f8f8f8;\n    border:1px solid #f0f0f0;\n    border-radius:10px;\n    padding:18px;\n}\n\n.branch-region{\n    font-size:10px;\n    font-weight:700;\n    letter-spacing:1px;\n    text-transform:uppercase;\n    color:#999;\n    margin-bottom:4px;\n}\n\n.branch-name{\n    margin:0 0 6px;\n    font-size:15px;\n    font-weight:700;\n    color:#1a1a2e;\n}\n\n.branch-address{\n    margin:0;\n    font-size:12px;\n    color:#777;\n    line-height:1.5;\n}\n\n@media (max-width:991px){\n    .branches-grid{\n        grid-template-columns:repeat(2,1fr);\n    }\n}\n\n@media (max-width:600px){\n    .branches-grid{\n        grid-template-columns:1fr;\n    }\n}\n<\/style>\n\n<div class=\"branches-section\">\n\n    <div class=\"branches-tag\">Business Loan Branches<\/div>\n\n    <h2 class=\"branches-heading\">Visit a Branch Near You<\/h2>\n\n    <p class=\"branches-subheading\">\n        Our business loan specialists are available across these branches to help you apply, submit documents and receive support.\n    <\/p>\n\n    <div class=\"branches-grid\">\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Nairobi<\/div>\n            <h3 class=\"branch-name\">Pipeline<\/h3>\n            <p class=\"branch-address\">Luqman Petrol Station, Fedha Road<\/p>\n        <\/div>\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Nairobi<\/div>\n            <h3 class=\"branch-name\">Adams Arcade<\/h3>\n            <p class=\"branch-address\">Discount Shop No. 40, Ngong Road<\/p>\n        <\/div>\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Nairobi<\/div>\n            <h3 class=\"branch-name\">Utawala<\/h3>\n            <p class=\"branch-address\">Grey Park Annex, 1st Floor<\/p>\n        <\/div>\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Kiambu<\/div>\n            <h3 class=\"branch-name\">Kiambu<\/h3>\n            <p class=\"branch-address\">Bishop Ranji House, 8th Floor<\/p>\n        <\/div>\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Nairobi<\/div>\n            <h3 class=\"branch-name\">Kawangware<\/h3>\n            <p class=\"branch-address\">Rohi Seniors Park, Unit S6<\/p>\n        <\/div>\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Nairobi<\/div>\n            <h3 class=\"branch-name\">Kasarani<\/h3>\n            <p class=\"branch-address\">Pazuri Apartments, 4th Floor<\/p>\n        <\/div>\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Kajiado<\/div>\n            <h3 class=\"branch-name\">Kitengela<\/h3>\n            <p class=\"branch-address\">Kitengela Mall, 3rd Floor<\/p>\n        <\/div>\n\n        <div class=\"branch-card\">\n            <div class=\"branch-region\">Nairobi<\/div>\n            <h3 class=\"branch-name\">Ngara<\/h3>\n            <p class=\"branch-address\">Mawa Court, Office Suite 21<\/p>\n        <\/div>\n\n    <\/div>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-600d53a elementor-widget elementor-widget-html\" data-id=\"600d53a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.cbk-trust-block {\r\n  font-family: 'Montserrat', sans-serif;\r\n  background-color: #111111;\r\n  border-radius: 12px;\r\n  padding: 32px;\r\n  max-width: 900px;\r\n  margin: 0 auto;\r\n}\r\n.cbk-badge {\r\n  display: inline-block;\r\n  border: 1px solid rgba(226, 86, 15, 0.5);\r\n  color: #E2560F;\r\n  font-size: 10px;\r\n  font-weight: 700;\r\n  padding: 4px 12px;\r\n  border-radius: 999px;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.5px;\r\n  margin-bottom: 16px;\r\n}\r\n.cbk-title {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 22px;\r\n  font-weight: 700;\r\n  color: #ffffff;\r\n  margin: 0 0 14px;\r\n}\r\n.cbk-desc {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 14px;\r\n  color: rgba(255,255,255,0.6);\r\n  line-height: 1.7;\r\n  margin: 0 0 24px;\r\n}\r\n.cbk-stats {\r\n  display: grid;\r\n  grid-template-columns: repeat(3, 1fr);\r\n  gap: 16px;\r\n  border-top: 1px solid rgba(255,255,255,0.1);\r\n  padding-top: 20px;\r\n}\r\n.cbk-stat-value {\r\n  color: #E2560F;\r\n  font-size: 22px;\r\n  font-weight: 700;\r\n}\r\n.cbk-stat-label {\r\n  color: rgba(255,255,255,0.45);\r\n  font-size: 12px;\r\n  margin-top: 2px;\r\n}\r\n@media (max-width: 600px) {\r\n  .cbk-stats {\r\n    grid-template-columns: 1fr;\r\n    gap: 14px;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"cbk-trust-block\">\r\n  <div class=\"cbk-badge\">CBK Regulated<\/div>\r\n  <h3 class=\"cbk-title\">Licensed lending, on the record.<\/h3>\r\n  <p class=\"cbk-desc\">Phoenix Capital Limited is licensed by the Central Bank of Kenya (CBK) as a Digital Credit Provider under the Central Bank of Kenya Act, and is listed on CBK's public directory of licensed lenders. Every loan we issue comes with a written offer, transparent terms, and a formally registered NTSA transfer \u2014 no informal side agreements.<\/p>\r\n  <div class=\"cbk-stats\">\r\n    <div>\r\n      <div class=\"cbk-stat-value\">70%<\/div>\r\n      <div class=\"cbk-stat-label\">Max loan-to-value<\/div>\r\n    <\/div>\r\n    <div>\r\n      <div class=\"cbk-stat-value\">2 hrs<\/div>\r\n      <div class=\"cbk-stat-label\">Fastest disbursement<\/div>\r\n    <\/div>\r\n    <div>\r\n      <div class=\"cbk-stat-value\">11<\/div>\r\n      <div class=\"cbk-stat-label\">Branches nationwide<\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c3d390 form e-flex e-con-boxed e-con e-child\" data-id=\"1c3d390\" data-element_type=\"container\" data-e-type=\"container\" id=\"form\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf45d64 elementor-widget elementor-widget-heading\" data-id=\"cf45d64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2014 Apply\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a9af00 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4a9af00\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start your application\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-adbd00f e-flex e-con-boxed e-con e-parent\" data-id=\"adbd00f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39c1e72 e-con-full e-flex e-con e-child\" data-id=\"39c1e72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7c2c2e elementor-widget elementor-widget-shortcode\" data-id=\"a7c2c2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='fluentform ff-default fluentform_wrapper_9 ffs_default_wrap'><form data-form_id=\"9\" id=\"fluentform_9\" class=\"frm-fluent-form fluent_form_9 ff-el-form-top ff_form_instance_9_1 ff-form-loading ffs_default\" data-form_instance=\"ff_form_instance_9_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Restock Biashara Loan<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='1481' \/><input type=\"hidden\" id=\"_fluentform_9_fluentformnonce\" name=\"_fluentform_9_fluentformnonce\" value=\"dd44bd4cb0\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F1481\" \/><div data-name=\"ff_cn_id_1\"  class='ff-t-container ff-column-container ff_columns_total_1 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 100%;'><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-9_1\" ><h3 style=\"text-align: center\"><strong>RESTOCK BIASHARA LOAN<\/strong><\/h3>\n<h3 style=\"text-align: center\">Your Details<\/h3><\/div><\/div><\/div><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_9_names_first_name_' id='label_ff_9_names_first_name_' >First Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_9_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"First Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_9_names_last_name_' id='label_ff_9_names_last_name_' >Last Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_9_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Last Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_2\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_9_input_text' id='label_ff_9_input_text' aria-label=\"Phone number\">Phone number<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" placeholder=\"Mobile Number\" data-name=\"input_text\" id=\"ff_9_input_text\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_9_email' id='label_ff_9_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_9_email\" class=\"ff-el-form-control\" placeholder=\"Email Address\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_3\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 53.79%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_9_dropdown' id='label_ff_9_dropdown' aria-label=\"Branch\">Branch<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_9_dropdown\" class=\"ff-el-form-control\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_9_dropdown\"><option value=\"\">- Select -<\/option><option value=\"Hurlingham branch\"  >Hurlingham branch<\/option><option value=\"Kiambu branch\"  >Kiambu branch<\/option><option value=\"Utawala bracnh\"  >Utawala bracnh<\/option><option value=\"CBD Town branch\"  >CBD Town branch<\/option><option value=\"Thika branch\"  >Thika branch<\/option><option value=\"Hurlingham branch\"  >Hurlingham branch<\/option><option value=\"Buruburu branch\"  >Buruburu branch<\/option><\/select><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 46.21%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_9_input_text_1' id='label_ff_9_input_text_1' aria-label=\"What do you sell?\">What do you sell?<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" placeholder=\"e.g Vegetables, groceries\" data-name=\"input_text_1\" id=\"ff_9_input_text_1\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_4\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_9_numeric_field_2' id='label_ff_9_numeric_field_2' aria-label=\"Loan Amount\">Loan Amount<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field_2\" id=\"ff_9_numeric_field_2\" class=\"ff-el-form-control\" data-name=\"numeric_field_2\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><\/div><\/div><div class='ff-el-group    ff-el-input--content'><div class='ff-el-form-check ff-el-tc'><label aria-label='I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.' class='ff-el-form-check-label ff_tc_label' for=terms-n-condition_d20df5c6f4334c7f32ef35d47a1c0dcc><span class='ff_tc_checkbox'><input type=\"checkbox\" name=\"terms-n-condition\" class=\"ff-el-form-check-input\" data-name=\"terms-n-condition\" id=\"terms-n-condition_d20df5c6f4334c7f32ef35d47a1c0dcc\"  value='on' aria-invalid='false' aria-required=true><\/span> <div class='ff_t_c'><p>I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.<\/p><\/div><\/label><\/div><\/div><div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style wpf_has_custom_css\"  aria-label=\"Submit Application\">Submit Application<\/button><\/div><\/fieldset><\/form><div id='fluentform_9_errors' class='ff-errors-in-stack ff_form_instance_9_1 ff-form-loading_errors ff_form_instance_9_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_9_1 = {\"id\":\"9\",\"ajaxUrl\":\"https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"asteriskPlacement\":\"asterisk-right\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_9_1\",\"form_id_selector\":\"fluentform_9\",\"rules\":{\"names[first_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"names[middle_name]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"names[last_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"input_text\":{\"required\":{\"value\":true,\"message\":\"This field is 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class=\"elementor-element elementor-element-a605cc7 elementor-widget elementor-widget-image\" data-id=\"a605cc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"918\" src=\"https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-4-1024x918.jpg\" class=\"attachment-large size-large wp-image-4486\" alt=\"\" srcset=\"https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-4-1024x918.jpg 1024w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-4-300x269.jpg 300w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-4-768x688.jpg 768w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-4.jpg 1078w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cda73d8 e-flex e-con-boxed e-con e-parent\" data-id=\"cda73d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a461457 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a461457\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-136b6e7 elementor-widget elementor-widget-n-accordion\" data-id=\"136b6e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2030\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2030\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is a Phoenix Capital business loan for? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2030\" class=\"elementor-element elementor-element-b952d0e e-con-full e-flex e-con e-child\" data-id=\"b952d0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e01234e elementor-widget elementor-widget-text-editor\" data-id=\"e01234e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It&#8217;s financing for entrepreneurs and SMEs to cover working capital, stock purchases, business expansion, equipment, or to bridge short-term cash flow gaps.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2031\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2031\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do I need collateral? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2031\" class=\"elementor-element elementor-element-b33f2f8 e-con-full e-flex e-con e-child\" data-id=\"b33f2f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5df15cb elementor-widget elementor-widget-text-editor\" data-id=\"5df15cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We offer both secured and unsecured options depending on your business profile. Secured business loans can use a vehicle logbook, title deed, or business assets as collateral, typically unlocking larger amounts and better rates. Unsecured business loans are available but usually come with smaller limits and are priced based on risk assessment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2032\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2032\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What documents do I need? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2032\" class=\"elementor-element elementor-element-6e4a677 e-con-full e-flex e-con e-child\" data-id=\"6e4a677\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b754f72 elementor-widget elementor-widget-text-editor\" data-id=\"b754f72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Commonly required documents include:<\/p><ul><li>National ID and KRA PIN<\/li><li>Business registration certificate or permit<\/li><li>Bank or M-Pesa statements (usually 3\u201312 months)<\/li><li>Collateral documents (logbook, title deed) if applying for a secured loan<\/li><li>Basic business records \u2014 sales records, receipts, or a short business profile<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2033\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2033\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much can I borrow and over what period? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2033\" class=\"elementor-element elementor-element-096167b e-con-full e-flex e-con e-child\" data-id=\"096167b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9af8e24 elementor-widget elementor-widget-text-editor\" data-id=\"9af8e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Loan amounts and terms vary based on your business&#8217;s cash flow, collateral, and repayment capacity. Secured loans generally allow for larger amounts and longer repayment periods than unsecured facilities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2034\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2034\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the interest rate? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2034\" class=\"elementor-element elementor-element-7dc8b3e e-con-full e-flex e-con e-child\" data-id=\"7dc8b3e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be914af elementor-widget elementor-widget-text-editor\" data-id=\"be914af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business loan pricing is assessed individually based on the loan amount, collateral offered, and your business&#8217;s risk profile, and will be clearly disclosed in your loan offer before you sign.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2035\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2035\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How long does approval take? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2035\" class=\"elementor-element elementor-element-cae9e54 e-flex e-con-boxed e-con e-child\" data-id=\"cae9e54\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2035\" class=\"elementor-element elementor-element-f6994bc e-con-full e-flex e-con e-child\" data-id=\"f6994bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ccb57d elementor-widget elementor-widget-text-editor\" data-id=\"8ccb57d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business loans typically take longer than simple logbook loans because of the added business verification steps, but most applications with complete documentation are processed within a few business days.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2036\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2036\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2036\" class=\"elementor-element elementor-element-d950f24 e-flex e-con-boxed e-con e-child\" data-id=\"d950f24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2036\" class=\"elementor-element elementor-element-5a2ff6d e-con-full e-flex e-con e-child\" data-id=\"5a2ff6d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6ad9bc elementor-widget elementor-widget-text-editor\" data-id=\"a6ad9bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Visit a branch or apply online with your business and personal documents. Our team will assess your application, may request additional information, and issue a loan offer detailing the amount, rate, and repayment terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Phoenix Capital \u2013 We Enable, You Prosper SME Biashara Loan Whether you run a vegetable stall, a kiosk, or a small shop, get up to KES 30,000 to restock fast \u2014 simple application, no long queues. Or dial *568#\u00a0to apply right now. \u00a0 Apply For A SME BIASHARA Loan Chat on Whatsapp Loan Amount Up [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1481","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"phoenix","author_link":"https:\/\/phoenixcapitalkenya.co.ke\/?author=1"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Phoenix Capital \u2013 We Enable, You Prosper SME Biashara Loan Whether you run a vegetable stall, a kiosk, or a small shop, get up to KES 30,000 to restock fast \u2014 simple application, no long queues. 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