{"id":1474,"date":"2026-07-06T03:57:27","date_gmt":"2026-07-06T03:57:27","guid":{"rendered":"https:\/\/phoenix.kajeatech.co.ke\/?page_id=1474"},"modified":"2026-08-17T11:43:01","modified_gmt":"2026-08-17T11:43:01","slug":"car-repair-logbook-loan","status":"publish","type":"page","link":"https:\/\/phoenixcapitalkenya.co.ke\/?page_id=1474","title":{"rendered":"Car Repair Logbook Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1474\" class=\"elementor elementor-1474\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ebca5b e-flex e-con-boxed e-con e-child\" data-id=\"1ebca5b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:3803,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-11-22-4-1.jpg&quot;},{&quot;id&quot;:3804,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-11-22-1.jpg&quot;},{&quot;id&quot;:3805,&quot;url&quot;:&quot;https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/PHOTO-2026-07-08-17-11-23-2-1.jpg&quot;}],&quot;background_slideshow_slide_transition&quot;:&quot;slide_left&quot;,&quot;background_slideshow_ken_burns&quot;:&quot;yes&quot;,&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_transition_duration&quot;:500,&quot;background_slideshow_ken_burns_zoom_direction&quot;:&quot;in&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4be123a elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4be123a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Phoenix Capital \u2013 We Enable, You Prosper<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14f34f8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"14f34f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Car Repair Logbook Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1477f6 elementor-widget elementor-widget-text-editor\" data-id=\"a1477f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"text-white\/70 text-base leading-relaxed mb-6 max-w-md\" data-fg-d3bl509=\"0.8:18.163565:\/src\/app\/App.tsx:830:15:57248:267:e:p:t\" data-fgid-d3bl509=\":rf9:\">Get your car fixed now, pay later. Choose any garage, get a quote, and we settle the bill directly on your behalf \u2014 using your logbook as security while you repay us in flexible instalments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49c257f e-con-full e-flex e-con e-child\" data-id=\"49c257f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52f24d7 elementor-widget elementor-widget-button\" data-id=\"52f24d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply For A repair Loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07b7123 elementor-widget elementor-widget-button\" data-id=\"07b7123\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/254747100100\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Chat on Whatsapp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4760b5a e-con-full e-flex e-con e-parent\" data-id=\"4760b5a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-448c78c e-flex e-con-boxed e-con e-child\" data-id=\"448c78c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e30f459 e-flex e-con-boxed e-con e-child\" data-id=\"e30f459\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe1649c elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"fe1649c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 How This Loan is Different\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1033521 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1033521\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a Car Repair Loan in Kenya?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a5c7fa elementor-widget elementor-widget-text-editor\" data-id=\"5a5c7fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"mb-8\"><p class=\"text-gray-500 text-sm leading-relaxed\">Instead of disbursing cash to you, we settle the repair invoice directly with your chosen garage \u2014 so the money goes exactly where it&#8217;s needed.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3e4cd2 e-con-full e-flex e-con e-child\" data-id=\"c3e4cd2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-79fe47d e-con-full e-flex e-con e-child\" data-id=\"79fe47d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20e2215 elementor-widget elementor-widget-heading\" data-id=\"20e2215\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Pick your own garage<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-627ca29 elementor-widget elementor-widget-text-editor\" data-id=\"627ca29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Use a mechanic or garage you already trust \u2014 we&#8217;re not tied to a single workshop.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5063ae5 e-con-full e-flex e-con e-child\" data-id=\"5063ae5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47a1dac elementor-widget elementor-widget-heading\" data-id=\"47a1dac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">No upfront cash needed\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82e4970 elementor-widget elementor-widget-text-editor\" data-id=\"82e4970\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p class=\"text-gray-500 text-xs leading-relaxed\">We pay the garage once the quote is verified, so repairs can start immediately.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b9449a e-con-full e-flex e-con e-child\" data-id=\"6b9449a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4edef71 elementor-widget elementor-widget-heading\" data-id=\"4edef71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Repay at your own pace\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5caa9cd elementor-widget elementor-widget-text-editor\" data-id=\"5caa9cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"py-14 bg-white\"><div class=\"max-w-7xl mx-auto px-4\"><div class=\"grid md:grid-cols-3 gap-5\"><div class=\"bg-white border border-gray-100 rounded-xl p-5 shadow-sm hover:shadow-md transition-shadow\"><p class=\"text-gray-500 text-xs leading-relaxed\">Flexible instalments sized to what you can comfortably manage.<\/p><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-999eba1 e-flex e-con-boxed e-con e-child\" data-id=\"999eba1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8094fb8 e-flex e-con-boxed e-con e-child\" data-id=\"8094fb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-65edbd6 e-con-full e-flex e-con e-child\" data-id=\"65edbd6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62f4d34 elementor-widget elementor-widget-html\" data-id=\"62f4d34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.process-steps-wrap {\r\n  padding: 20px 0;\r\n}\r\n.process-tag {\r\n  color: #F05325;\r\n  font-weight: 700;\r\n  font-size: 13px;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  margin-bottom: 10px;\r\n}\r\n.process-tag::before {\r\n  content: \"\u2014\";\r\n  margin-right: 6px;\r\n}\r\n.process-heading {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 34px;\r\n  font-weight: 700;\r\n  color: #1a1a2e;\r\n  margin: 0 0 12px;\r\n}\r\n.process-subheading {\r\n  font-size: 16px;\r\n  color: #555;\r\n  margin: 0 0 40px;\r\n  max-width: 700px;\r\n}\r\n.process-steps {\r\n  display: flex;\r\n  justify-content: space-between;\r\n  position: relative;\r\n}\r\n.process-step {\r\n  flex: 1;\r\n  position: relative;\r\n  padding-right: 20px;\r\n}\r\n.process-step:not(:last-child)::after {\r\n  content: \"\";\r\n  position: absolute;\r\n  top: 20px;\r\n  left: 60px;\r\n  right: 0;\r\n  height: 1px;\r\n  border-top: 2px dashed #e0e0e0;\r\n}\r\n.step-number {\r\n  width: 40px;\r\n  height: 40px;\r\n  background-color: #F05325;\r\n  color: #fff;\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  font-weight: 700;\r\n  font-size: 15px;\r\n  margin-bottom: 16px;\r\n  position: relative;\r\n  z-index: 2;\r\n}\r\n.step-title {\r\n  font-weight: 700;\r\n  font-size: 16px;\r\n  color: #1a1a2e;\r\n  margin: 0 0 8px;\r\n}\r\n.step-desc {\r\n  font-size: 13.5px;\r\n  color: #777;\r\n  line-height: 1.5;\r\n  margin: 0;\r\n  max-width: 160px;\r\n}\r\n@media (max-width: 991px) {\r\n  .process-steps {\r\n    flex-wrap: wrap;\r\n    row-gap: 30px;\r\n  }\r\n  .process-step {\r\n    flex: 0 0 33.333%;\r\n  }\r\n  .process-step:nth-child(3n)::after {\r\n    content: none;\r\n  }\r\n}\r\n@media (max-width: 600px) {\r\n  .process-step {\r\n    flex: 0 0 50%;\r\n  }\r\n  .process-step:nth-child(2n)::after {\r\n    content: none;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"process-steps-wrap\">\r\n  <div class=\"process-tag\">Process<\/div>\r\n  <h2 class=\"process-heading\">How the application works<\/h2>\r\n  <p class=\"process-subheading\">Six steps from application to money in hand. Most customers with complete documents finish the same day.<\/p>\r\n\r\n  <div class=\"process-steps\">\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">01<\/div>\r\n      <h3 class=\"step-title\">Get a repair quote<\/h3>\r\n      <p class=\"step-desc\">Visit your preferred garage and request a repair quotation or invoice..<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">02<\/div>\r\n      <h3 class=\"step-title\">Apply<\/h3>\r\n      <p class=\"step-desc\">Submit your application together with your logbook, ID and the repair quotation.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">03<\/div>\r\n      <h3 class=\"step-title\">Verification<\/h3>\r\n      <p class=\"step-desc\">Our team verifies your documents, vehicle details and the repair quotation.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">04<\/div>\r\n      <h3 class=\"step-title\">We pay the garage<\/h3>\r\n      <p class=\"step-desc\">Once approved, Phoenix Capital pays the verified repair invoice directly to the garage.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">05<\/div>\r\n      <h3 class=\"step-title\">Collect your vehicle<\/h3>\r\n      <p class=\"step-desc\">Once the repairs are complete, collect your vehicle from the garage.<\/p>\r\n    <\/div>\r\n    <div class=\"process-step\">\r\n      <div class=\"step-number\">06<\/div>\r\n      <h3 class=\"step-title\">Repay monthly<\/h3>\r\n      <p class=\"step-desc\">Repay the loan in flexible monthly instalments while continuing to use your vehicle.<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1dc6377 e-flex e-con-boxed e-con e-child\" data-id=\"1dc6377\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e067ce e-flex e-con-boxed e-con e-child\" data-id=\"3e067ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53666c9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"53666c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 APPLY\n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7b190a elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e7b190a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start your car repair loan application\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be92d3b elementor-widget elementor-widget-text-editor\" data-id=\"be92d3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHave your repair quotation ready and complete the form below. Our team will review your application and contact you with the next steps.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c73fcdb e-con-full e-flex e-con e-child\" data-id=\"c73fcdb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa97e0c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fa97e0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kenyan citizen or resident, 18 years and above<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vehicle logbook registered in your name<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">National ID and KRA PIN<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">6 months' bank\/M-Pesa statements<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Garage invoice of parts needed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ed70a0 e-con-full e-flex e-con e-child\" data-id=\"8ed70a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d59b9a elementor-widget elementor-widget-html\" data-id=\"8d59b9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<div id=\"pc-loan-calc\" style=\"max-width:420px;margin:0 auto;font-family:'Montserrat',sans-serif;background:#ffffff;border-radius:16px;padding:24px;box-shadow:0 10px 40px rgba(0,0,0,0.12);\">\r\n\r\n  <!-- Header -->\r\n  <div style=\"display:flex;align-items:center;gap:10px;margin-bottom:20px;\">\r\n    <div style=\"width:36px;height:36px;border-radius:10px;background:#E2560F;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\r\n      <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ffffff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"4\" y=\"2\" width=\"16\" height=\"20\" rx=\"2\"><\/rect><line x1=\"8\" y1=\"7\" x2=\"16\" y2=\"7\"><\/line><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"><\/line><line x1=\"8\" y1=\"17\" x2=\"12\" y2=\"17\"><\/line><\/svg>\r\n    <\/div>\r\n    <div>\r\n      <div style=\"font-weight:700;font-size:14px;color:#111111;\">Loan Calculator<\/div>\r\n      <div style=\"font-size:12px;color:#999999;\">Estimate your monthly payment<\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Loan Amount -->\r\n  <div style=\"margin-bottom:18px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Loan Amount<\/span>\r\n      <span id=\"pc-amount-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">KSh 500,000<\/span>\r\n    <\/div>\r\n    <input id=\"pc-amount\" class=\"pc-slider\" type=\"range\" min=\"50000\" max=\"5000000\" step=\"50000\" value=\"500000\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>KSh 50K<\/span><span>KSh 5M<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Monthly Rate -->\r\n  <div style=\"margin-bottom:18px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Monthly Rate<\/span>\r\n      <span id=\"pc-rate-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">4.5%<\/span>\r\n    <\/div>\r\n    <input id=\"pc-rate\" class=\"pc-slider\" type=\"range\" min=\"3\" max=\"8\" step=\"0.1\" value=\"4.0\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>3%<\/span><span>8%<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Loan Term -->\r\n  <div style=\"margin-bottom:20px;\">\r\n    <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;\">\r\n      <span style=\"font-size:13px;font-weight:500;color:#666666;\">Loan Term<\/span>\r\n      <span id=\"pc-term-out\" style=\"font-weight:700;font-size:14px;color:#111111;\">12 months<\/span>\r\n    <\/div>\r\n    <input id=\"pc-term\" class=\"pc-slider\" type=\"range\" min=\"1\" max=\"36\" step=\"1\" value=\"12\" style=\"width:100%;\">\r\n    <div style=\"display:flex;justify-content:space-between;font-size:11px;color:#aaaaaa;margin-top:4px;\">\r\n      <span>1 mo<\/span><span>36 mo<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Result Box -->\r\n  <div style=\"background:#111111;border-radius:12px;padding:16px;margin-bottom:16px;\">\r\n    <div style=\"color:#E2560F;font-size:10px;font-weight:700;letter-spacing:0.5px;text-transform:uppercase;margin-bottom:4px;\">Estimated Monthly Payment<\/div>\r\n    <div id=\"pc-monthly-out\" style=\"color:#ffffff;font-size:28px;font-weight:800;line-height:1.2;\">KSh 0<\/div>\r\n    <div style=\"color:rgba(255,255,255,0.4);font-size:10px;margin-top:4px;\">Indicative \u2014 subject to credit assessment<\/div>\r\n  <\/div>\r\n\r\n  <!-- CTA -->\r\n  <a href=\"#form\" style=\"display:flex;align-items:center;justify-content:center;gap:8px;background:#E2560F;color:#ffffff;text-align:center;padding:14px;border-radius:10px;text-decoration:none;font-weight:700;font-size:14px;\">\r\n    Apply for This Loan\r\n    <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ffffff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\r\n  <\/a>\r\n<\/div>\r\n\r\n<style>\r\n  #pc-loan-calc .pc-slider {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 100%;\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: #f0f0f0;\r\n    outline: none;\r\n    cursor: pointer;\r\n    box-sizing: border-box;\r\n    margin: 0;\r\n    padding: 0;\r\n  }\r\n  #pc-loan-calc .pc-slider::-webkit-slider-thumb {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 18px;\r\n    height: 18px;\r\n    border-radius: 50%;\r\n    background: #E2560F;\r\n    box-shadow: 0 2px 6px rgba(226,86,15,0.4);\r\n    cursor: pointer;\r\n    margin-top: -6.5px;\r\n  }\r\n  #pc-loan-calc .pc-slider::-webkit-slider-runnable-track {\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: transparent;\r\n  }\r\n  #pc-loan-calc .pc-slider::-moz-range-thumb {\r\n    width: 18px;\r\n    height: 18px;\r\n    border-radius: 50%;\r\n    background: #E2560F;\r\n    border: none;\r\n    box-shadow: 0 2px 6px rgba(226,86,15,0.4);\r\n    cursor: pointer;\r\n  }\r\n  #pc-loan-calc .pc-slider::-moz-range-track {\r\n    height: 5px;\r\n    border-radius: 3px;\r\n    background: transparent;\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n(function(){\r\n  var amountSlider = document.getElementById('pc-amount');\r\n  var rateSlider = document.getElementById('pc-rate');\r\n  var termSlider = document.getElementById('pc-term');\r\n  var amountOut = document.getElementById('pc-amount-out');\r\n  var rateOut = document.getElementById('pc-rate-out');\r\n  var termOut = document.getElementById('pc-term-out');\r\n  var monthlyOut = document.getElementById('pc-monthly-out');\r\n\r\n  var THUMB_WIDTH = 18;\r\n\r\n  function fmtKsh(n){\r\n    return 'KSh ' + Math.round(n).toLocaleString('en-KE');\r\n  }\r\n\r\n  function paintSlider(slider){\r\n    var min = parseFloat(slider.min);\r\n    var max = parseFloat(slider.max);\r\n    var val = parseFloat(slider.value);\r\n    var percent = (val - min) \/ (max - min);\r\n    var trackWidth = slider.offsetWidth || 1;\r\n    var thumbCenterPx = (THUMB_WIDTH \/ 2) + percent * (trackWidth - THUMB_WIDTH);\r\n    var fillPercent = (thumbCenterPx \/ trackWidth) * 100;\r\n    slider.style.background =\r\n      'linear-gradient(to right, #E2560F 0%, #E2560F ' + fillPercent + '%, #f0f0f0 ' + fillPercent + '%, #f0f0f0 100%)';\r\n  }\r\n\r\n  function paintAll(){\r\n    paintSlider(amountSlider);\r\n    paintSlider(rateSlider);\r\n    paintSlider(termSlider);\r\n  }\r\n\r\n  function calcMonthly(p, monthlyPct, months){\r\n    if (monthlyPct === 0) return p \/ months;\r\n    var r = monthlyPct \/ 100;\r\n    return (p * r * Math.pow(1 + r, months)) \/ (Math.pow(1 + r, months) - 1);\r\n  }\r\n\r\n  function calculate(){\r\n    var P = parseFloat(amountSlider.value);\r\n    var rate = parseFloat(rateSlider.value);\r\n    var term = parseInt(termSlider.value, 10);\r\n\r\n    amountOut.textContent = fmtKsh(P);\r\n    rateOut.textContent = rate.toFixed(1) + '%';\r\n    termOut.textContent = term + ' months';\r\n    monthlyOut.textContent = fmtKsh(calcMonthly(P, rate, term));\r\n\r\n    paintAll();\r\n  }\r\n\r\n  amountSlider.addEventListener('input', calculate);\r\n  rateSlider.addEventListener('input', calculate);\r\n  termSlider.addEventListener('input', calculate);\r\n  window.addEventListener('resize', paintAll);\r\n  setTimeout(calculate, 50);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f43f97 e-con-full e-flex e-con e-child\" data-id=\"4f43f97\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c627a20 e-con-full e-flex e-con e-child\" data-id=\"c627a20\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-23b94af e-con-full e-flex e-con e-child\" data-id=\"23b94af\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-254ba09 elementor-widget elementor-widget-counter\" data-id=\"254ba09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Happy Clients<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9c62dd elementor-widget elementor-widget-counter\" data-id=\"c9c62dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Branches Nationwide<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"12\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6007ab elementor-widget elementor-widget-counter\" data-id=\"f6007ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Average approval time<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"24\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">hrs<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34029d8 elementor-widget elementor-widget-counter\" data-id=\"34029d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Years in business<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"10\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4fe3e75 e-con-full e-flex e-con e-child\" data-id=\"4fe3e75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a6b212a e-con-full e-flex e-con e-child\" data-id=\"a6b212a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-07f1135 e-con-full e-flex e-con e-child\" data-id=\"07f1135\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1227a0 elementor-widget elementor-widget-html\" data-id=\"c1227a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.branches-section {\r\n  font-family: 'Montserrat', sans-serif;\r\n  padding: 60px 20px;\r\n  max-width: 1200px;\r\n  margin: 0 auto;\r\n}\r\n.branches-tag {\r\n  color: #F05325;\r\n  font-weight: 700;\r\n  font-size: 13px;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  margin-bottom: 10px;\r\n}\r\n.branches-tag::before {\r\n  content: \"\u2014\";\r\n  margin-right: 6px;\r\n}\r\n.branches-heading {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 34px;\r\n  font-weight: 700;\r\n  color: #1a1a2e;\r\n  margin: 0 0 12px;\r\n}\r\n.branches-subheading {\r\n  font-size: 16px;\r\n  color: #555;\r\n  margin: 0 0 40px;\r\n  max-width: 700px;\r\n}\r\n.branches-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(4, 1fr);\r\n  gap: 14px;\r\n}\r\n.branch-card {\r\n  border-radius: 10px;\r\n  padding: 18px;\r\n  background-color: #f8f8f8;\r\n  border: 1px solid #f0f0f0;\r\n}\r\n.branch-card.branch-hq {\r\n  background-color: rgba(226, 86, 15, 0.05);\r\n  border: 1px solid rgba(226, 86, 15, 0.3);\r\n}\r\n.branch-region {\r\n  font-size: 10px;\r\n  font-weight: 700;\r\n  letter-spacing: 1px;\r\n  text-transform: uppercase;\r\n  color: #999;\r\n  margin-bottom: 4px;\r\n}\r\n.branch-card.branch-hq .branch-region {\r\n  color: #E2560F;\r\n}\r\n.branch-name {\r\n  font-weight: 700;\r\n  font-size: 15px;\r\n  color: #1a1a2e;\r\n  margin: 0 0 4px;\r\n}\r\n.branch-address {\r\n  font-size: 12px;\r\n  color: #999;\r\n  line-height: 1.5;\r\n  margin: 0;\r\n}\r\n@media (max-width: 991px) {\r\n  .branches-grid {\r\n    grid-template-columns: repeat(2, 1fr);\r\n  }\r\n}\r\n@media (max-width: 600px) {\r\n  .branches-grid {\r\n    grid-template-columns: 1fr;\r\n  }\r\n}\r\n<\/style>\r\n<div class=\"branches-section\">\r\n  <div class=\"branches-tag\">Find Us<\/div>\r\n  <h2 class=\"branches-heading\">Branches available<\/h2>\r\n  <p class=\"branches-subheading\">Head Office is in Kilimani, Nairobi, with branches across the city and beyond.<\/p>\r\n  <div class=\"branches-grid\">\r\n    <div class=\"branch-card branch-hq\">\r\n      <div class=\"branch-region\">Head Office<\/div>\r\n      <h3 class=\"branch-name\">Kilimani<\/h3>\r\n      <p class=\"branch-address\">8th Floor, The Arch Place, Nyangumi Road<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">CBD Town<\/h3>\r\n      <p class=\"branch-address\">12th Floor, Finance House, Loita Street<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Hurlingham<\/h3>\r\n      <p class=\"branch-address\">3rd Floor, Maralal Oasis<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Buruburu<\/h3>\r\n      <p class=\"branch-address\">2nd Floor, Fairline Centre<\/p>\r\n    <\/div>\r\n   \r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Nairobi<\/div>\r\n      <h3 class=\"branch-name\">Utawala<\/h3>\r\n      <p class=\"branch-address\">1st Floor, Grey Park Annex<\/p>\r\n    <\/div>\r\n \r\n \r\n  \r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kiambu<\/div>\r\n      <h3 class=\"branch-name\">Kiambu<\/h3>\r\n      <p class=\"branch-address\">8th Floor, Bishop Ranji House<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kiambu<\/div>\r\n      <h3 class=\"branch-name\">Thika<\/h3>\r\n      <p class=\"branch-address\">1st Floor, Maisha Heights<\/p>\r\n    <\/div>\r\n    <div class=\"branch-card\">\r\n      <div class=\"branch-region\">Kajiado<\/div>\r\n      <h3 class=\"branch-name\">Kitengela<\/h3>\r\n      <p class=\"branch-address\"> 3rd floor Kitengela Mall<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8b2933 elementor-widget elementor-widget-html\" data-id=\"e8b2933\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.cbk-trust-block {\r\n  font-family: 'Montserrat', sans-serif;\r\n  background-color: #111111;\r\n  border-radius: 12px;\r\n  padding: 32px;\r\n  max-width: 900px;\r\n  margin: 0 auto;\r\n}\r\n.cbk-badge {\r\n  display: inline-block;\r\n  border: 1px solid rgba(226, 86, 15, 0.5);\r\n  color: #E2560F;\r\n  font-size: 10px;\r\n  font-weight: 700;\r\n  padding: 4px 12px;\r\n  border-radius: 999px;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.5px;\r\n  margin-bottom: 16px;\r\n}\r\n.cbk-title {\r\n  font-family: Georgia, 'Times New Roman', serif;\r\n  font-size: 22px;\r\n  font-weight: 700;\r\n  color: #ffffff;\r\n  margin: 0 0 14px;\r\n}\r\n.cbk-desc {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 14px;\r\n  color: rgba(255,255,255,0.6);\r\n  line-height: 1.7;\r\n  margin: 0 0 24px;\r\n}\r\n.cbk-stats {\r\n  display: grid;\r\n  grid-template-columns: repeat(3, 1fr);\r\n  gap: 16px;\r\n  border-top: 1px solid rgba(255,255,255,0.1);\r\n  padding-top: 20px;\r\n}\r\n.cbk-stat-value {\r\n  color: #E2560F;\r\n  font-size: 22px;\r\n  font-weight: 700;\r\n}\r\n.cbk-stat-label {\r\n  color: rgba(255,255,255,0.45);\r\n  font-size: 12px;\r\n  margin-top: 2px;\r\n}\r\n@media (max-width: 600px) {\r\n  .cbk-stats {\r\n    grid-template-columns: 1fr;\r\n    gap: 14px;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"cbk-trust-block\">\r\n  <div class=\"cbk-badge\">CBK Regulated<\/div>\r\n  <h3 class=\"cbk-title\">Licensed lending, on the record.<\/h3>\r\n  <p class=\"cbk-desc\">Phoenix Capital Limited is licensed by the Central Bank of Kenya (CBK) as a Digital Credit Provider under the Central Bank of Kenya Act, and is listed on CBK's public directory of licensed lenders. Every loan we issue comes with a written offer, transparent terms, and a formally registered NTSA transfer \u2014 no informal side agreements.<\/p>\r\n  <div class=\"cbk-stats\">\r\n    <div>\r\n      <div class=\"cbk-stat-value\">10+<\/div>\r\n      <div class=\"cbk-stat-label\">Years in business<\/div>\r\n    <\/div>\r\n    <div>\r\n      <div class=\"cbk-stat-value\">2 hrs<\/div>\r\n      <div class=\"cbk-stat-label\">Fastest disbursement<\/div>\r\n    <\/div>\r\n    <div>\r\n      <div class=\"cbk-stat-value\">11<\/div>\r\n      <div class=\"cbk-stat-label\">Branches nationwide<\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9dad34d form e-flex e-con-boxed e-con e-child\" data-id=\"9dad34d\" data-element_type=\"container\" data-e-type=\"container\" id=\"form\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49be2a1 elementor-widget elementor-widget-heading\" data-id=\"49be2a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2014 Apply\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5698be5 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5698be5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start your application\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4e8551 e-flex e-con-boxed e-con e-parent\" data-id=\"d4e8551\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7eafccf e-con-full e-flex e-con e-child\" data-id=\"7eafccf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e241cab elementor-widget elementor-widget-shortcode\" data-id=\"e241cab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='fluentform ff-default fluentform_wrapper_4 ffs_default_wrap'><form data-form_id=\"4\" id=\"fluentform_4\" class=\"frm-fluent-form fluent_form_4 ff-el-form-top ff_form_instance_4_1 ff-form-loading ffs_default\" data-form_instance=\"ff_form_instance_4_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Car Repair Logbook Loans<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='1474' \/><input type=\"hidden\" id=\"_fluentform_4_fluentformnonce\" name=\"_fluentform_4_fluentformnonce\" value=\"dd44bd4cb0\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F1474\" \/><div data-name=\"ff_cn_id_1\"  class='ff-t-container ff-column-container ff_columns_total_1 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 100%;'><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-4_1\" ><h3 style=\"text-align: center\"><strong>LOGBOOK LOANS<\/strong><\/h3>\n<h3 style=\"text-align: center\">Your Details<\/h3><\/div><\/div><\/div><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_names_first_name_' id='label_ff_4_names_first_name_' >First Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_4_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"First Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_names_last_name_' id='label_ff_4_names_last_name_' >Last Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_4_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Last Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_2\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_input_text' id='label_ff_4_input_text' aria-label=\"Phone number\">Phone number<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" placeholder=\"Mobile Number\" data-name=\"input_text\" id=\"ff_4_input_text\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_email' id='label_ff_4_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_4_email\" class=\"ff-el-form-control\" placeholder=\"Email Address\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_3\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_dropdown' id='label_ff_4_dropdown' aria-label=\"Branch\">Branch<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_4_dropdown\" class=\"ff-el-form-control\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_4_dropdown\"><option value=\"\">- Select -<\/option><option value=\"Hurlingham branch\"  >Hurlingham branch<\/option><option value=\"Kiambu branch\"  >Kiambu branch<\/option><option value=\"Utawala bracnh\"  >Utawala bracnh<\/option><option value=\"CBD Town branch\"  >CBD Town branch<\/option><option value=\"Thika branch\"  >Thika branch<\/option><option value=\"Hurlingham branch\"  >Hurlingham branch<\/option><option value=\"Buruburu branch\"  >Buruburu branch<\/option><\/select><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_4_input_text_1' id='label_ff_4_input_text_1' aria-label=\"Incase you select &#039;OTHER&#039;\">Incase you select 'OTHER'<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" placeholder=\"Enter your location\" data-name=\"input_text_1\" id=\"ff_4_input_text_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-4_2\" ><h3 style=\"text-align: center\"><b>Vehicle Details &amp; Garage Details<\/b><\/h3><\/div><div data-name=\"ff_cn_id_4\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_input_text_2' id='label_ff_4_input_text_2' aria-label=\"Vehicle Make\">Vehicle Make<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_2\" class=\"ff-el-form-control\" placeholder=\"Lexus, Subaru, Honda etc\" data-name=\"input_text_2\" id=\"ff_4_input_text_2\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_numeric_field' id='label_ff_4_numeric_field' aria-label=\"Manufacture year\">Manufacture year<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field\" id=\"ff_4_numeric_field\" class=\"ff-el-form-control\" placeholder=\"2012, 2014, 2016 etc\" data-name=\"numeric_field\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_5\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_input_text_3' id='label_ff_4_input_text_3' aria-label=\"Garage Name\">Garage Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_3\" class=\"ff-el-form-control\" placeholder=\"Enter garage name\" data-name=\"input_text_3\" id=\"ff_4_input_text_3\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_numeric_field_1' id='label_ff_4_numeric_field_1' aria-label=\"Loan Duration (months)\">Loan Duration (months)<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field_1\" id=\"ff_4_numeric_field_1\" class=\"ff-el-form-control\" placeholder=\"12,24 etc\" data-name=\"numeric_field_1\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_numeric_field_2' id='label_ff_4_numeric_field_2' aria-label=\"Invoice \/ Quotation Amount\">Invoice \/ Quotation Amount<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field_2\" id=\"ff_4_numeric_field_2\" class=\"ff-el-form-control\" placeholder=\"Invoice Amount\" data-name=\"numeric_field_2\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div class='ff-el-group    ff-el-input--content'><div class='ff-el-form-check ff-el-tc'><label aria-label='I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.' class='ff-el-form-check-label ff_tc_label' for=terms-n-condition_78d6c79e6070c5b2a2f87a451a16940b><span class='ff_tc_checkbox'><input type=\"checkbox\" name=\"terms-n-condition\" class=\"ff-el-form-check-input\" data-name=\"terms-n-condition\" id=\"terms-n-condition_78d6c79e6070c5b2a2f87a451a16940b\"  value='on' aria-invalid='false' aria-required=true><\/span> <div class='ff_t_c'><p>I understand that Phoenix Capital Kenya will contact me for follow-up inquiries.<\/p><\/div><\/label><\/div><\/div><div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style wpf_has_custom_css\"  aria-label=\"Submit Application\">Submit Application<\/button><\/div><\/fieldset><\/form><div id='fluentform_4_errors' class='ff-errors-in-stack ff_form_instance_4_1 ff-form-loading_errors ff_form_instance_4_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_4_1 = {\"id\":\"4\",\"ajaxUrl\":\"https:\\\/\\\/phoenixcapitalkenya.co.ke\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"asteriskPlacement\":\"asterisk-right\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_4_1\",\"form_id_selector\":\"fluentform_4\",\"rules\":{\"names[first_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is required\"}},\"names[middle_name]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":true,\"global_message\":\"This field is 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data-id=\"1eb99b3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aeaff3a elementor-widget elementor-widget-image\" data-id=\"aeaff3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"920\" src=\"https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-1024x920.jpg\" class=\"attachment-large size-large wp-image-4444\" alt=\"\" srcset=\"https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-1024x920.jpg 1024w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-300x270.jpg 300w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47-768x690.jpg 768w, https:\/\/phoenixcapitalkenya.co.ke\/wp-content\/uploads\/2026\/07\/PHOTO-2026-07-27-09-22-47.jpg 1077w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8f4dbd e-flex e-con-boxed e-con e-parent\" data-id=\"e8f4dbd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b067839 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b067839\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be6a099 elementor-widget elementor-widget-n-accordion\" data-id=\"be6a099\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1990\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1990\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is a car repair loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1990\" class=\"elementor-element elementor-element-9ba8404 e-con-full e-flex e-con e-child\" data-id=\"9ba8404\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6ae690 elementor-widget elementor-widget-text-editor\" data-id=\"a6ae690\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A car repair loan is a short-term facility that finances the cost of repairing your vehicle \u2014 for example, after an accident, mechanical breakdown, or routine major service. Unlike our other logbook products, funds are <strong>not disbursed to you in cash<\/strong>. Instead, Phoenix Capital pays the approved garage directly on your behalf once the work is agreed and confirmed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1991\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1991\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why does Phoenix Capital pay the garage directly instead of giving me the cash? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1991\" class=\"elementor-element elementor-element-37e5829 e-con-full e-flex e-con e-child\" data-id=\"37e5829\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1668721 elementor-widget elementor-widget-text-editor\" data-id=\"1668721\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This protects both you and Phoenix Capital: it guarantees the funds are used specifically for the repair, gives you leverage to negotiate with the garage knowing payment is confirmed, and reduces the risk of loan proceeds being diverted elsewhere before your car is actually fixed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1992\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1992\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What documents do I need? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1992\" class=\"elementor-element elementor-element-a132ac7 e-con-full e-flex e-con e-child\" data-id=\"a132ac7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97f4999 elementor-widget elementor-widget-text-editor\" data-id=\"97f4999\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>National ID and KRA PIN<\/li><li>Vehicle logbook (used as security, similar to a standard logbook loan)<\/li><li>A detailed repair quotation or invoice from the garage, listing parts and labor costs<\/li><li>Comprehensive insurance certificate for the vehicle (where applicable)<\/li><li>Proof of income<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1993\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1993\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much can I borrow, and what's the interest rate? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1993\" class=\"elementor-element elementor-element-29a0970 e-con-full e-flex e-con e-child\" data-id=\"29a0970\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d511b9d elementor-widget elementor-widget-text-editor\" data-id=\"d511b9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The loan amount is based on the garage&#8217;s quotation and the value of your vehicle as security, up to a limit tied to your vehicle&#8217;s value. As a logbook-secured product, the standard <strong>4% per month<\/strong> reducing-balance rate applies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1994\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1994\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I use any garage I want? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1994\" class=\"elementor-element elementor-element-2abb919 e-con-full e-flex e-con e-child\" data-id=\"2abb919\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d12a25 elementor-widget elementor-widget-text-editor\" data-id=\"4d12a25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You&#8217;re welcome to get a quotation from your preferred garage; our team will verify the quotation and the garage&#8217;s details before releasing payment. We may also recommend trusted partner garages if you&#8217;d like a faster, pre-verified option.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1995\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1995\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens once the loan is approved? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1995\" class=\"elementor-element elementor-element-734907d e-con-full e-flex e-con e-child\" data-id=\"734907d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6f4571 elementor-widget elementor-widget-text-editor\" data-id=\"a6f4571\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>You submit the garage&#8217;s quotation along with your documents.<\/li><li>We assess your vehicle and the quotation.<\/li><li>Once approved, Phoenix Capital pays the garage directly \u2014 not you.<\/li><li>The garage carries out the repair.<\/li><li>You confirm the repair is complete and satisfactory.<\/li><li>You begin repaying the loan per your agreed schedule.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1996\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1996\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What if the actual repair cost ends up higher than the original quotation? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1996\" class=\"elementor-element elementor-element-fc51927 e-flex e-con-boxed e-con e-child\" data-id=\"fc51927\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1996\" class=\"elementor-element elementor-element-dd6289a e-con-full e-flex e-con e-child\" data-id=\"dd6289a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-202cecb elementor-widget elementor-widget-text-editor\" data-id=\"202cecb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Any variation from the original quotation (for example, if the garage identifies additional faults once the car is opened up) needs to be communicated to us for approval before extra funds are released \u2014 we don&#8217;t automatically cover costs beyond the agreed quotation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1997\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1997\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do I keep driving the car during this process? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1997\" class=\"elementor-element elementor-element-ebc0729 e-flex e-con-boxed e-con e-child\" data-id=\"ebc0729\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1997\" class=\"elementor-element elementor-element-bbefc3f e-con-full e-flex e-con e-child\" data-id=\"bbefc3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd074b5 elementor-widget elementor-widget-text-editor\" data-id=\"fd074b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Since the loan is for repairing your vehicle, the car is typically at the garage during the repair itself. Once repairs are done and it&#8217;s back in working order, you resume normal use while repaying the loan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1998\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1998\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1998\" class=\"elementor-element elementor-element-35e83f2 e-flex e-con-boxed e-con e-child\" data-id=\"35e83f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1998\" class=\"elementor-element elementor-element-4dd6544 e-con-full e-flex e-con e-child\" data-id=\"4dd6544\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d8fb61 elementor-widget elementor-widget-text-editor\" data-id=\"5d8fb61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Visit a branch or apply online with your business and personal documents. Our team will assess your application, may request additional information, and issue a loan offer detailing the amount, rate, and repayment terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Phoenix Capital \u2013 We Enable, You Prosper Car Repair Logbook Loan Get your car fixed now, pay later. Choose any garage, get a quote, and we settle the bill directly on your behalf \u2014 using your logbook as security while you repay us in flexible instalments. Apply For A repair Loan Chat on Whatsapp \u2014 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1474","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"phoenix","author_link":"https:\/\/phoenixcapitalkenya.co.ke\/?author=1"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Phoenix Capital \u2013 We Enable, You Prosper Car Repair Logbook Loan Get your car fixed now, pay later. Choose any garage, get a quote, and we settle the bill directly on your behalf \u2014 using your logbook as security while you repay us in flexible instalments. Apply For A repair Loan Chat on Whatsapp \u2014&hellip;","_links":{"self":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/1474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1474"}],"version-history":[{"count":57,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/1474\/revisions"}],"predecessor-version":[{"id":5123,"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/1474\/revisions\/5123"}],"wp:attachment":[{"href":"https:\/\/phoenixcapitalkenya.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}