Logbook loans

A logbook loan is a type of loan that is secured against a vehicle and is used as collateral. Our logbook loans can be used for any purpose and are ideal for people looking to expand their business or sort out financial emergencies.


At Phoenix Capital, we offer logbook loans of up to 70% of your car’s value which enables you to get instant cash within 2 hours. Similar to most secured loans, these loans accompany a specific interest rate based on the repayment plan and amount borrowed. A logbook loan is a preferred to other secured loans, as it allows you to keep using your vehicle until you repay the loan.


  • KRA pin
  • Passport photo
  • Original logbook
  • Certified 6 month’s bank statement
  • Comprehensive insurance sticker ID
  • Loan limit of Ksh.1 000 000 based on collateral provided.
  • Minimum loan amount of Ksh.50 000
  • Maximum loan repayment period of 12 months.
  • Minimum loan repayment period of 1 month.

Frequently Asked Questions on Phoenix Capital Logbook loans

Our logbook loans are available to car owners who possess original logbooks. You can get up to 70% of your car’s value when you apply for a logbook loan. This is because the car secures the debt granted while considering the vehicle’s depreciation value over time.

At Phoenix Capital, we give you up to 12 months to repay your existing logbook loan. However, you can choose your preferred period within the timeframe to repay the principal amount plus interest rates. Borrowers can also settle debt before the period ends without incurring any penalties.

Logbook loans vary depending on the vehicle model, year of manufacture, and make, which gives borrowers access to significant amount of funds.  Notably, we offer logbook loan amounts from a minimum of Ksh 50,000 to a maximum of Ksh 1,000,000.

However, we initially evaluate your vehicle, considering market value to determine the maximum loan amount you qualify for.

We offer the most affordable logbook loans that are able to meet borrower’s expectations regardless of the amount borrowed. Here is what to expect:

  • Clear-cut, fast, and precise logbook loan application process
  • Swift processing and approval of logbook loans
  • Affordable interest rates
  • Timely disbursement of funds
  • High logbook loan amounts
  • Flexible repayment plans
  • Any vehicle can secure a logbook loan.

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As a certified company with expansive knowledge, we are equipped to handle all your needs no matter how complex. Whether you require assistance at a corporate level or personal level, we are ready to serve.

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